Crow Wing County Housing Trust Fund Down Payment Assistance Program

Crow Wing County Housing Trust Fund Down Payment Assistance Program是面向Brainerd，Minnesota购房者的延期第二贷款，由Crow Wing County Housing & Redevelopment Authority (Brainerd HRA)管理。 A deferred-payment second mortgage of up to $20,000 at 0% interest, funded by the Crow Wing County Housing Trust Fund and administered by the Crow Wing County HRA (Brainerd HRA). It covers the gap between a buyer's maximum approvable mortgage (housing at 30% or less of household income) and the purchase price. First-time homebuyer status is not required. Up to $20,000 gap financing. 0% interest, no monthly payments (deferred). Open to repeat buyers. 资金来自Crow Wing County Housing Trust Fund (Minn. Stat. 462C.16; Ordinance No. 2001)。

Crow Wing County Housing Trust Fund Down Payment Assistance Program提供最高$20,000的援助。 购房者自付部分：Applicants contribute at least $1,000 of their own funds (earnest money can count). 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Crow Wing County Housing & Redevelopment Authority (Brainerd HRA)决定。

Crow Wing County Housing Trust Fund Down Payment Assistance Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Principal due on sale, maturity, or transfer; when no longer owner-occupied; or on cash-out refinance of the first mortgage. 该援助以Second mortgage顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Crow Wing County Housing Trust Fund Down Payment Assistance Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Credit score of 640 or higher. 须参加购房者教育课程。 Requires conditional mortgage approval with a lender letter that approval is contingent on <= $20,000 assistance. Homebuyer education certificate required.

Crow Wing County Housing Trust Fund Down Payment Assistance Program的收入限制如下：Crow Wing County family median household income limits by size (updated May 2023); housing cost cannot exceed 30% of gross household income. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Crow Wing County Housing Trust Fund Down Payment Assistance Program的房价上限如下：Loan = gap between maximum approvable mortgage (housing <=30% of income) and purchase price; total cannot exceed appraisal.

Crow Wing County Housing Trust Fund Down Payment Assistance Program服务于在Brainerd，Minnesota购房的购房者。

Crow Wing County Housing Trust Fund Down Payment Assistance Program的申请通过Crow Wing County Housing & Redevelopment Authority (Brainerd HRA)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First come, first served, subject to fund availability.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。