Down Payment Assistance Beltrami County HRA

Down Payment Assistance Beltrami County HRA是面向Bemidji，Minnesota购房者的延期第二贷款。 Beltrami County HRA DPA (administered by HRDC). Up to $15,000 0% deferred second. Beltrami County only. Income $83,200-$109,800. 640 FICO. FTHB required. The Beltrami County HRA Down Payment Assistance Program (administered by Headwaters Regional Development Commission on behalf of the Beltrami County HRA) provides up to $15,000 in deferred 0% second-mortgage DPA to low-to-moderate-income homebuyers purchasing a primary residence within Beltrami County, Minnesota (Bemidji and surrounding communities). Funded through Beltrami County HRA local levy, MN Housing Impact Fund, and federal HOME/CDBG, the assistance is a deferred 0% second mortgage with no monthly payments, due in full upon sale, refinance with cash-out, transfer of title, or non-owner-occupancy. Income limits range $83,200 (1-2 person) to $109,800 (3+ person) per Beltrami County HRA / HUD AMI guidance. 资金来自Local Government、State、HOME和CDBG。

Down Payment Assistance Beltrami County HRA为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：0% interest deferred second mortgage. Balance due on sale, refinance with cash-out, transfer of title, or non-owner-occupancy. 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Down Payment Assistance Beltrami County HRA面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：FTHB requirement may be waived in federally targeted areas. 关于信用，该项目说明：640 minimum FICO per first-mortgage product overlay. 须参加购房者教育课程，由Headwaters Regional Development Commission (administrator) - HUD-approved housing counseling agency. Pre-purchase homebuyer education and one-on-one counseling required.提供。 居住要求：Property must be in Beltrami County, MN. 公民身份或移民身份：U.S. citizen, permanent resident, or qualifying non-permanent resident alien per first-mortgage product overlays. First-time homebuyer required (no ownership of a primary residence in the prior 3 years). Income up to $83,200 (1-2 person) - $109,800 (3+ person). Property must be located within Beltrami County. Must complete HRDC homebuyer education and one-on-one counseling. $500 minimum borrower contribution from own funds. Property must be primary residence within 60 days of closing.

Down Payment Assistance Beltrami County HRA将家庭收入限制在$109,800。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Down Payment Assistance Beltrami County HRA的房价上限如下：Per MN Housing Start Up purchase price limits when stacked with MN Housing first mortgage. 符合条件的房屋类型包括Single-family detached, condominium, townhouse, PUD, manufactured home (real-property-titled). 新建房屋符合条件。 预制房屋符合条件。

Down Payment Assistance Beltrami County HRA服务于在Bemidji，Minnesota购房的购房者。

Down Payment Assistance Beltrami County HRA的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application via HRDC Housing Department intake on behalf of Beltrami County HRA.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。