Goodhue County Housing Trust Fund Workforce Housing Assistance Program

Goodhue County Housing Trust Fund Workforce Housing Assistance Program是面向Red Wing，Minnesota购房者的需偿还的第二贷款。 SEMMCHRA Goodhue County workforce DPA. Up to $40,000 0% deferred second. Max PP $472,030. Income up to $167,000. 620 FICO. Workforce-employed in Goodhue County required. No FTHB requirement. The Goodhue County Housing Trust Fund Workforce Housing Assistance Program (administered by Southeast Minnesota Multi-County Housing & Redevelopment Authority - SEMMCHRA) provides up to $40,000 in down payment, closing-cost, and gap-financing assistance to workforce homebuyers (employed within Goodhue County) purchasing a primary residence in Goodhue County (Red Wing area). Funded through the Goodhue County Housing Trust Fund (county levy + state Workforce Housing Development Program), the assistance is structured as a 0% interest deferred second mortgage with no monthly payments. Repayable upon sale, refinance with cash-out, transfer of title, or non-owner-occupancy. Income up to $167,000 (broader than typical AMI - workforce-targeted). Maximum purchase price $472,030. 资金来自Local Government和State。

Goodhue County Housing Trust Fund Workforce Housing Assistance Program是需偿还的第二贷款，按管理该项目的机构设定的条款偿还。 触发还款的情形：0% interest deferred second mortgage. Balance due on sale, refinance with cash-out, transfer of title, or non-owner-occupancy. 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Goodhue County Housing Trust Fund Workforce Housing Assistance Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：620 minimum FICO (workforce program - lower than typical 640 to support workforce recruitment/retention). 须参加购房者教育课程，由Three Rivers Community Action (regional HUD-approved counselor for SE Minnesota) - pre-purchase 8-hour homebuyer education and one-on-one counseling required.提供。 居住要求：Property must be in Goodhue County. Borrower must be employed within Goodhue County. 公民身份或移民身份：U.S. citizen, permanent resident, or qualifying non-permanent resident alien per first-mortgage product overlays. Workforce program - borrower must be employed within Goodhue County (or be a worker recruited to Goodhue County employer). Property must be in Goodhue County. Income up to $167,000 (workforce-broad). 620 minimum FICO. Maximum purchase price $472,030. Must complete HUD-approved homebuyer education. $1,000 minimum borrower contribution. Owner-occupancy required for the duration of the deferred loan.

Goodhue County Housing Trust Fund Workforce Housing Assistance Program将家庭收入限制在$167,000。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Goodhue County Housing Trust Fund Workforce Housing Assistance Program将房价上限设为$472,030。 符合条件的房屋类型包括Single-family detached, condominium, townhouse, PUD, manufactured home (real-property-titled). 新建房屋符合条件。 预制房屋符合条件。

Goodhue County Housing Trust Fund Workforce Housing Assistance Program服务于在Red Wing，Minnesota购房的购房者。

Goodhue County Housing Trust Fund Workforce Housing Assistance Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application via SEMMCHRA Wabasha office for Goodhue County HTF.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。