HHDC Affordable Housing Entry Cost Assistance Program

HHDC Affordable Housing Entry Cost Assistance Program是面向Beltrami; Clearwater; Hubbard; Mahnomen; Lake of the Woods县，Minnesota购房者的需偿还的第二贷款，由Headwaters Housing Development Corporation (HHDC) / Headwaters Regional Development Commission (HRDC)管理。 The Headwaters Housing Development Corporation (HHDC) Entry Cost Assistance Program helps low- and moderate-income households in the Headwaters Region with up to $5,000 toward down payment and closing costs. The loan carries an interest rate 0.25% below the borrower's first mortgage rate, with interest-only payments for the first 12 months and amortization over 120 months thereafter. Borrowers complete homebuyer education and invest at least $500. Up to $5,000. Rate 0.25% below first mortgage. First 12 months interest-only. Five-county Headwaters Region. 资金来自Headwaters Housing Development Corporation revolving entry-cost funds。

HHDC Affordable Housing Entry Cost Assistance Program提供最高$5,000的援助。 购房者自付部分：Minimum $500 of own money invested。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Headwaters Housing Development Corporation (HHDC) / Headwaters Regional Development Commission (HRDC)决定。

HHDC Affordable Housing Entry Cost Assistance Program是需偿还的第二贷款，按Headwaters Housing Development Corporation (HHDC) / Headwaters Regional Development Commission (HRDC)设定的条款偿还。 触发还款的情形：Amortizing repayable loan over 120 months (10 years); standard monthly repayment。 该援助以Subordinate顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

HHDC Affordable Housing Entry Cost Assistance Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由Homestretch Workshop or Framework Homebuyer Education提供。 居住要求：Property in Beltrami, Clearwater, Hubbard, Mahnomen, or Lake of the Woods County。 Complete Homestretch or Framework; $500 minimum investment; no more than $7,500 liquid assets after closing; home must appraise for at least $60,000.

HHDC Affordable Housing Entry Cost Assistance Program将家庭收入限制在地区收入中位数的110%，该数值因县和家庭人数而异。 Household income cannot exceed 110% of state median income (not adjusted for family size); uses MHFA CRV income limits. No more than $7,500 liquid assets after closing. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

HHDC Affordable Housing Entry Cost Assistance Program的房价上限如下：Home must appraise for at least $60,000; preference to properties 10 acres or less。 符合条件的房屋类型包括Single Family。

HHDC Affordable Housing Entry Cost Assistance Program服务于在Beltrami; Clearwater; Hubbard; Mahnomen; Lake of the Woods县，Minnesota购房的购房者。

HHDC Affordable Housing Entry Cost Assistance Program的申请通过Headwaters Housing Development Corporation (HHDC) / Headwaters Regional Development Commission (HRDC)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application-based, subject to fund availability预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。