MMCDC Rural Down-Payment Loan

MMCDC Rural Down-Payment Loan是面向Minnesota购房者的延期第二贷款，由Midwest Minnesota Community Development Corporation (MMCDC)管理。 MMCDC's Rural Down-payment Loan is a $5,000 second-mortgage loan for the purchase of an owner-occupied home in rural Minnesota. There are no monthly payments and no interest; the loan is repaid when the home is sold or at the maturity of the first mortgage. It must be used with a USDA first mortgage from MMCDC, and a homebuyer education certificate is required. $5,000 toward down payment/closing costs. 0% interest. No monthly payments. Repaid only at sale or first-mortgage maturity. 资金来自MMCDC (CDFI) funds。

MMCDC Rural Down-Payment Loan提供$5,000至$5,000的援助。 该项目可与USDA first mortgage from MMCDC; potentially other MMCDC products结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Midwest Minnesota Community Development Corporation (MMCDC)决定。

MMCDC Rural Down-Payment Loan为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Repaid when the home is sold or at the end (maturity) of the first mortgage。 该援助以second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

MMCDC Rural Down-Payment Loan面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由Homebuyer Education Certificate required (provider not specified on page)提供。 居住要求：Home must be in a rural area of Minnesota。 Limited-time offer available until funds are depleted. Buyer must qualify for and receive a USDA first mortgage from MMCDC. Income limits, credit score, and FTHB status not published on the program page (left blank to avoid guessing). Verified active on MMCDC official site as of June 2026.

MMCDC Rural Down-Payment Loan的收入限制如下：Not published on program page; follows MMCDC mortgage-lending focus on lower-income households (unconfirmed specifics). 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

MMCDC Rural Down-Payment Loan可用于Single Family。

MMCDC Rural Down-Payment Loan服务于在Minnesota任何地方购房的购房者。

MMCDC Rural Down-Payment Loan的申请通过Midwest Minnesota Community Development Corporation (MMCDC)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Available until funds are depleted (limited-time offer)预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。