Plymouth First-Time Homebuyer Program

Plymouth First-Time Homebuyer Program是面向Plymouth，Minnesota购房者的延期第二贷款，由Plymouth Housing and Redevelopment Authority (HRA)管理。 The Plymouth HRA offers a 0% interest deferred loan of up to $35,000 for qualifying first-time homebuyers purchasing in Plymouth. Funds cover up to 50% of required down payment (max $5,000), 100% of eligible closing costs (max $7,500), and principal reduction up to 15% of price (max $30,000). Repayment required if sold or no longer homesteaded within 30 years; after 30 years due and payable. Currently accepting applications. 0% interest. Deferred loan up to $35,000. No payments for up to 30 years. Down payment, closing cost, and principal reduction.

Plymouth First-Time Homebuyer Program提供最高$35,000的援助。 援助档次：Up to 50% of required down payment (max $5,000); up to 100% eligible closing costs (max $7,500); principal reduction up to 15% of price (max $30,000); total max $35,000。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Plymouth Housing and Redevelopment Authority (HRA)决定。

Plymouth First-Time Homebuyer Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Repayment required if sold or no longer homesteaded within first 30 years; after 30 years due and payable。 该援助以Second mortgage顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Plymouth First-Time Homebuyer Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Those displaced due to divorce eligible even if they owned a home in the prior three years。 须参加购房者教育课程，由HUD-approved homebuyer training (e.g., via Minnesota Homeownership Center)提供。 居住要求：Home within Plymouth city limits。 Must use a participating lender from Minnesota Housing's directory. Divorce-displaced applicants may still qualify. Verified accepting applications June 2026.

Plymouth First-Time Homebuyer Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 At/below 80% AMI adjusted by household size per HUD; revised yearly. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Plymouth First-Time Homebuyer Program可用于Single Family。

Plymouth First-Time Homebuyer Program服务于在Plymouth，Minnesota购房的购房者。

Plymouth First-Time Homebuyer Program的申请通过Plymouth Housing and Redevelopment Authority (HRA)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First come, first served; contact HRA early in the process预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。