TruePath Mortgage (TCHFH Lending, Inc.)

TruePath Mortgage (TCHFH Lending, Inc.)是面向Saint Paul，Minnesota购房者的第一抵押贷款，由TCHFH Lending, Inc. (Twin Cities Habitat for Humanity)管理。 TruePath Mortgage is a nonprofit CDFI affordable first-mortgage product from TCHFH Lending, Inc. (Twin Cities Habitat for Humanity) for low- and moderate-income first-time homebuyers across the 7-county Twin Cities metro. It features a 30-year fixed rate, no mortgage insurance, a housing payment capped at 30% of gross income, and a maximum mortgage of 96.5% of value, with down payment and affordability assistance available to fill the gap depending on income qualification and fund availability. Usable on Habitat-built or open-market homes. Affordable 30-year fixed first mortgage. No mortgage insurance. DPA/affordability assistance fills up to the 3.5% gap. Housing payment capped at 30% of gross income. Alternative credit accepted. 资金来自TCHFH Lending, Inc. (nonprofit CDFI mortgage subsidiary)。

TruePath Mortgage (TCHFH Lending, Inc.)是第一抵押贷款，按TCHFH Lending, Inc. (Twin Cities Habitat for Humanity)设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

TruePath Mortgage (TCHFH Lending, Inc.)面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Must not have owned property in the past three years. 关于信用，该项目说明：Preferred 620; 580-620 or no-credit acceptable with alternative documentation. 须参加购房者教育课程，由Twin Cities Habitat for Humanity Homeownership Program.提供。 居住要求：Currently live in the 7-county Twin Cities metro. Embeds optional down payment assistance within a CDFI first-mortgage product. Max $1,000 outstanding collections (medical excluded); 2 yrs since bankruptcy with 24 mo re-established credit; 3 yrs since foreclosure/short sale; no outstanding liens/judgments. Rate (5.25%) subject to change. NMLS #1482482. Max DTI: total debt <=13% beyond housing; housing <=30% of gross.

TruePath Mortgage (TCHFH Lending, Inc.)的收入限制如下：Must meet TCHFH income eligibility guidelines (7-county metro). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

TruePath Mortgage (TCHFH Lending, Inc.)可用于Single Family。

TruePath Mortgage (TCHFH Lending, Inc.)服务于在Saint Paul，Minnesota购房的购房者。

TruePath Mortgage (TCHFH Lending, Inc.)的申请通过TCHFH Lending, Inc. (Twin Cities Habitat for Humanity)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。