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县级项目补助金

Washington County CDA First-Generation Homebuyer Grant Program

Washington County CDA First-Generation Homebuyer Grant Program是面向Washington县,Minnesota购房者的补助金,由Washington County Community Development Agency (CDA)管理。

最近核实于来源:Washington County Community Development Agency (CDA)

该项目要求

  • 首次购房者——有例外:Borrower AND co-borrower must never have owned a home, AND parents/legal guardians must never have owned a home (or lost one to foreclosure). Stricter than the standard 3-year lookback.
  • 房屋作为主要住所自住
  • 完成购房者教育课程,由Washington County CDA HomeStretch Workshop (8 hrs, $40); Framework online ($75); or any HUD-approved counseling agency meeting National Industry Standards.提供
  • 居住要求:Purchase must be in Washington County, MN.
  • Strict first-generation definition (borrower, co-borrower, and parents/guardians never owned a home, or lost to foreclosure). Must participate in an eligible partner program to access stacked assistance. 115% AMI income limit stated without a published dollar table — confirm current limits with CDA. Actively funded and serving borrowers as of 2025 per CDA annual report.
  • 位于Washington County的房屋

不适用于

  • 收入超过地区收入中位数115%的家庭
  • Washington County以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

收入限制

115% Washington County地区收入中位数的比例

HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。

$131,500
地区收入中位数,4人家庭(HUD,2026)

适用地区

Washington County的房屋

  • 67.1% 独栋
  • 16.1% 联排
  • 2.3% 2–4个单元
  • 12.7% 5+个单元
  • 1.8% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$422,000

Washington County房屋价值中位数

32.6%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Washington County购房

如何申请

  1. 参加购房者教育课程

    项目要求,由Washington County CDA HomeStretch Workshop (8 hrs, $40); Framework online ($75); or any HUD-approved counseling agency meeting National Industry Standards.提供。

  2. 联系Washington County Community Development Agency (CDA)预留资金

    资金通过First-come, first-served预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Washington County CDA First-Generation Homebuyer Grant Program是什么?

Washington County CDA First-Generation Homebuyer Grant Program是面向Washington县,Minnesota购房者的补助金,由Washington County Community Development Agency (CDA)管理。 The Washington County CDA First-Generation Homebuyer Grant provides $5,000 in non-repayable grants to first-generation homebuyers purchasing anywhere in Washington County, MN. Buyers must earn no more than 115% of AMI and be purchasing their first-ever home, and their parents/legal guardians must also never have owned a home (or lost one to foreclosure). The CDA assisted nine first-generation buyers in 2025. Buyers in Oakdale and Woodbury may stack additional city assistance. $5,000 grant (no repayment). Stackable with Oakdale $5,000 match (total $10,000 in Oakdale). Stackable with Woodbury deferred-loan DPA. Stackable with First-Generation Community DPA Fund. Manufactured-home communities may qualify. 资金来自Washington County CDA (local/state funds); additional city match in Oakdale ($5,000)。

提供多少援助?

Washington County CDA First-Generation Homebuyer Grant Program提供最高$5,000的援助。 该项目可与City of Oakdale First-Generation Homebuyer Grant ($5,000 match in Oakdale); City of Woodbury First-Time Homeownership Program; First-Generation Homebuyers Community DPA Fund (partner loan up to $35,000).结合使用。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Washington County Community Development Agency (CDA)决定。

需要偿还吗?

Washington County CDA First-Generation Homebuyer Grant Program属于补助金,因此无需偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Washington County CDA First-Generation Homebuyer Grant Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况:Borrower AND co-borrower must never have owned a home, AND parents/legal guardians must never have owned a home (or lost one to foreclosure). Stricter than the standard 3-year lookback. 须参加购房者教育课程,由Washington County CDA HomeStretch Workshop (8 hrs, $40); Framework online ($75); or any HUD-approved counseling agency meeting National Industry Standards.提供。 居住要求:Purchase must be in Washington County, MN. Strict first-generation definition (borrower, co-borrower, and parents/guardians never owned a home, or lost to foreclosure). Must participate in an eligible partner program to access stacked assistance. 115% AMI income limit stated without a published dollar table — confirm current limits with CDA. Actively funded and serving borrowers as of 2025 per CDA annual report.

收入限制是多少?

Washington County CDA First-Generation Homebuyer Grant Program将家庭收入限制在地区收入中位数的115%,该数值因县和家庭人数而异。 Household income at or below 115% of Area Median Income (Minneapolis-St. Paul-Bloomington MSA). Program page does not publish a dollar table; contact CDA for current limits by household size. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

Washington County CDA First-Generation Homebuyer Grant Program可用于Single Family、Townhome、Condo和Manufactured。 预制房屋符合条件。

是否有针对特定群体的资格?

Washington County CDA First-Generation Homebuyer Grant Program在其服务群体中提到了第一代购房者。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

适用于哪些地区?

Washington County CDA First-Generation Homebuyer Grant Program服务于在Washington县,Minnesota购房的购房者。

如何申请?

Washington County CDA First-Generation Homebuyer Grant Program的申请通过Washington County Community Development Agency (CDA)办理,该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由Washington County Community Development Agency (CDA)设定,并可能变化;申请前请在官方网站上确认。