White Earth Investment Initiative Down-Payment Assistance Loan

White Earth Investment Initiative Down-Payment Assistance Loan是面向Minnesota购房者的延期第二贷款，由White Earth Investment Initiative (WEII)管理。 White Earth Investment Initiative offers down-payment assistance loans of up to $5,000 to qualifying Native American homebuyers in rural Minnesota, usable for all or part of the down payment or closing costs. It is a 0% second-mortgage with no monthly payments, repaid when the home is sold or at first-mortgage maturity. Intended for use with a first mortgage from WEII or its affiliates (MMCDC or Community Development Bank); a homebuyer education certificate is required. Up to $5,000 toward down payment/closing costs. 0% interest. No monthly payments. Targeted to Native American homebuyers. Repaid only at sale or first-mortgage maturity. 资金来自White Earth Investment Initiative (Native CDFI)。

White Earth Investment Initiative Down-Payment Assistance Loan提供最高$5,000的援助。 该项目可与WEII / MMCDC / Community Development Bank first mortgage结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由White Earth Investment Initiative (WEII)决定。

White Earth Investment Initiative Down-Payment Assistance Loan为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Repaid when the home is sold or at the maturity of the first mortgage。 该援助以second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

White Earth Investment Initiative Down-Payment Assistance Loan面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由Homebuyer education certificate required via WEII online or in-person class prior to closing提供。 居住要求：Home must be in rural Minnesota; borrower must be a qualifying Native American homebuyer。 Only for qualifying Native American homebuyers purchasing a primary residence in rural Minnesota. Income limits, FTHB status, and credit requirements not published on the program page (left blank to avoid guessing). Verified active on WEII official site as of June 2026.

White Earth Investment Initiative Down-Payment Assistance Loan的收入限制如下：Not published on program page (unconfirmed). 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

White Earth Investment Initiative Down-Payment Assistance Loan可用于Single Family。

White Earth Investment Initiative Down-Payment Assistance Loan在其服务群体中提到了美洲印第安人和阿拉斯加原住民购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

White Earth Investment Initiative Down-Payment Assistance Loan服务于在Minnesota任何地方购房的购房者。

White Earth Investment Initiative Down-Payment Assistance Loan的申请通过White Earth Investment Initiative (WEII)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。