MHDC Next Step Loan - Cash Assistance Loan (CAL)

MHDC Next Step Loan - Cash Assistance Loan (CAL)是面向Missouri购房者的可免除贷款，由Missouri Housing Development Commission (MHDC)管理。 MHDC Next Step DPA option for buyers above First Place limits: below-market 30-yr first mortgage plus a 100% forgivable 4% second, forgiven over 10 years; open to repeat buyers. 4% forgivable second. Higher income & price limits than First Place. Open to repeat buyers. Forgiven over 10 years. 资金来自State。

MHDC Next Step Loan - Cash Assistance Loan (CAL)在10年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale or refinance before forgiveness completes、No longer primary residence和Loan not maintained 10 years。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

MHDC Next Step Loan - Cash Assistance Loan (CAL)面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：640 minimum; up to 50% DTI on FHA/VA/USDA with 680+. 居住要求：Eligible property in Missouri; occupy within 60 days. Must use an MHDC Certified Lender; allocated first-come. Possible federal recapture if sold within 9 years.

MHDC Next Step Loan - Cash Assistance Loan (CAL)将家庭收入限制在$139,560。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

MHDC Next Step Loan - Cash Assistance Loan (CAL)将房价上限设为$692,211。 符合条件的房屋类型包括Single Family、Condo、Townhouse、2-4 Unit和Manufactured。 新建房屋符合条件。 预制房屋符合条件。

MHDC Next Step Loan - Cash Assistance Loan (CAL)在其服务群体中提到了退伍军人和现役军人。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

MHDC Next Step Loan - Cash Assistance Loan (CAL)服务于在Missouri任何地方购房的购房者。

MHDC Next Step Loan - Cash Assistance Loan (CAL)的申请通过Missouri Housing Development Commission (MHDC)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。