St. Louis County First Home Down Payment Loan

St. Louis County First Home Down Payment Loan是面向St. Louis县，Missouri购房者的延期第二贷款，由St. Louis County Office of Community Development (HOME Investment Partnerships Program)管理。 St. Louis County's First Home Down Payment Loan, funded through the County's HOME Investment Partnerships Program, provides a $3,000 zero-interest deferred loan toward down payment for income-eligible first-time homebuyers purchasing in St. Louis County. The loan is due upon sale or transfer of the home. $3,000 zero-interest deferred down payment loan, due on sale or transfer. 资金来自HUD HOME Investment Partnerships Program (via St. Louis County)。

St. Louis County First Home Down Payment Loan提供最高$3,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由St. Louis County Office of Community Development (HOME Investment Partnerships Program)决定。

St. Louis County First Home Down Payment Loan为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Due upon sale or transfer of the property。 该援助以second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

St. Louis County First Home Down Payment Loan面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程。 Applicant must complete homebuyer education and one-on-one counseling with a HUD-certified housing counselor and achieve 'Homeownership Ready' status, contribute at least $1,000 from their own funds, and have household income at or below 80% of area median income. Property must be in St. Louis County (excludes municipalities running their own HOME programs).

St. Louis County First Home Down Payment Loan将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income at or below 80% of area median income. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

St. Louis County First Home Down Payment Loan服务于在St. Louis县，Missouri购房的购房者。

St. Louis County First Home Down Payment Loan的申请通过St. Louis County Office of Community Development (HOME Investment Partnerships Program)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。