Habitat for Humanity Gallatin Valley Homeownership Program

Habitat for Humanity Gallatin Valley Homeownership Program是面向Belgrade，Montana购房者的第一抵押贷款，由Habitat for Humanity of Gallatin Valley管理。 Habitat for Humanity of Gallatin Valley builds affordable homes sold at cost to income-qualified families (below 80% AMI) in Gallatin, Park, and Madison counties. Partner families complete 300 hours of sweat equity, homeownership education, and financial planning. No-to-low interest financing provided. Homes sold at cost below market rate. No-to-low interest financing. 300-hour sweat equity. 3-county coverage. Financial education included. 资金来自Habitat for Humanity of Gallatin Valley donations; Montana Board of Housing。

Habitat for Humanity Gallatin Valley Homeownership Program是第一抵押贷款，按Habitat for Humanity of Gallatin Valley设定的条款偿还。 该援助以1st顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity Gallatin Valley Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Applicants must not currently own a home。 关于信用，该项目说明：Minimum credit score of 640。 须参加购房者教育课程，由Homeownership education and financial planning courses required提供。 居住要求：Must live or work in Gallatin, Park, or Madison County for at least one year prior。 公民身份或移民身份：U.S. citizen or legal permanent resident。 Must not currently own a home; at least 3 years since bankruptcy discharge; 300 sweat equity hours; live/work in Gallatin/Park/Madison County 1 year; U.S. citizen or LPR.

Habitat for Humanity Gallatin Valley Homeownership Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity Gallatin Valley Homeownership Program的房价上限如下：Homes sold at cost; housing costs may not exceed 30% of household income。 符合条件的房屋类型包括Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Habitat for Humanity Gallatin Valley Homeownership Program服务于在Belgrade，Montana购房的购房者。

Habitat for Humanity Gallatin Valley Homeownership Program的申请通过Habitat for Humanity of Gallatin Valley办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Applicant Interest Form; applications accepted when open预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。