Habitat for Humanity of Flathead Valley Homeownership Program

Habitat for Humanity of Flathead Valley Homeownership Program是面向Kalispell，Montana购房者的第一抵押贷款，由Habitat for Humanity of Flathead Valley管理。 Habitat for Humanity of Flathead Valley builds affordable homes and sells them at cost to qualified families earning 30%-80% AMI in Flathead County. Homebuyers complete sweat equity, financial readiness classes, and mentorship. Financing through Glacier Bank and Montana Board of Housing. Homes sold below market value at cost. Low-interest affordable mortgage. Sweat equity builds ownership. Financial coaching included. 资金来自Habitat for Humanity of Flathead Valley donations; Glacier Bank; Montana Board of Housing。

Habitat for Humanity of Flathead Valley Homeownership Program是第一抵押贷款，按Habitat for Humanity of Flathead Valley设定的条款偿还。 该援助以1st顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of Flathead Valley Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Defined as not owning a home in last 3 years。 关于信用，该项目说明：Verifiable, reasonably good credit: 660+ to qualify for third-party financing。 须参加购房者教育课程，由First-time buyer and financial readiness classes required提供。 居住要求：Must be resident of Flathead County for one year。 Sweat equity: weekly participation until close; two Friends & Family Volunteer Days; min credit 660; no recent judgments or bankruptcy; HOA dues considered in housing payment.

Habitat for Humanity of Flathead Valley Homeownership Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of Flathead Valley Homeownership Program的房价上限如下：Home sold at cost by Habitat。 符合条件的房屋类型包括Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Habitat for Humanity of Flathead Valley Homeownership Program服务于在Kalispell，Montana购房的购房者。

Habitat for Humanity of Flathead Valley Homeownership Program的申请通过Habitat for Humanity of Flathead Valley办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application when open; contact director@habitatflathead.org预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。