Helena Area Habitat for Humanity Mutual Self-Help Homeownership

Helena Area Habitat for Humanity Mutual Self-Help Homeownership是面向Helena，Montana购房者的第一抵押贷款，由Helena Area Habitat for Humanity管理。 USDA Rural Development Mutual Self-Help Housing program: groups of families build their own homes and neighbors' homes together (65% of labor, min 10 hrs/week). Upon completion, participants purchase the home they helped build with a low-interest income-based USDA mortgage. Financial education required throughout. Below-market income-based USDA mortgage. Sweat equity builds ownership. Financial coaching throughout build. Serves Lewis and Clark County. 资金来自USDA Rural Development Mutual Self-Help Housing program; Helena Area Habitat donations。

Helena Area Habitat for Humanity Mutual Self-Help Homeownership是第一抵押贷款，按Helena Area Habitat for Humanity设定的条款偿还。 该援助以1st顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Helena Area Habitat for Humanity Mutual Self-Help Homeownership面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Credit reviewed case-by-case; 640+ required for third-party financing。 须参加购房者教育课程，由Financial education courses and coaching throughout construction提供。 居住要求：Lived in Lewis and Clark County for at least 1 year。 Must be cost-burdened or in substandard housing; Lewis and Clark County residency 1+ year; 10 hrs/week during construction; combined monthly debts cannot exceed 41% income.

Helena Area Habitat for Humanity Mutual Self-Help Homeownership将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Helena Area Habitat for Humanity Mutual Self-Help Homeownership的房价上限如下：Home purchased at completion of build group at low-interest income-based mortgage rate。 符合条件的房屋类型包括Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Helena Area Habitat for Humanity Mutual Self-Help Homeownership服务于在Helena，Montana购房的购房者。

Helena Area Habitat for Humanity Mutual Self-Help Homeownership的申请通过Helena Area Habitat for Humanity办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Contact form; notified when accepting new applications预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。