Montana Board of Housing 80% Combined Program

Montana Board of Housing 80% Combined Program是面向Statewide，Montana购房者的第二抵押贷款，由Montana Board of Housing (Montana Department of Commerce)管理。 The Montana Board of Housing 80% Combined Program offers eligible buyers an alternative to FHA financing: a 30-year, first-position mortgage at 80% Loan-To-Value paired with a 20% LTV second loan from a partnering nonprofit such as NeighborWorks Montana or a Human Resource Development Council. By keeping the first lien at 80% or less LTV, the structure eliminates the need for mortgage insurance. Purchase price and income limits apply and homebuyer education is required. Eliminates mortgage insurance (80% first lien). Pairs with nonprofit 20% second financing. Alternative to FHA-insured loans. Statewide availability. 资金来自Montana Board of Housing first mortgage + nonprofit-provided secondary financing。

Montana Board of Housing 80% Combined Program是第二抵押贷款，按Montana Board of Housing (Montana Department of Commerce)设定的条款偿还。 该援助以First (80% LTV) paired with a partner nonprofit second (20% LTV)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Montana Board of Housing 80% Combined Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由Montana Board of Housing-approved homebuyer education.提供。 居住要求：Statewide。 Buyer must qualify under both the 80% Combined Program requirements and the partnering nonprofit's secondary-financing requirements. Interest rate differs from the Regular Bond Program.

Montana Board of Housing 80% Combined Program的收入限制如下：Montana Board of Housing purchase price and income limits apply (see Current Rates, Income and Purchase Price Limits page); plus the requirements of the nonprofit providing the secondary financing. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Montana Board of Housing 80% Combined Program服务于在Statewide，Montana购房的购房者。

Montana Board of Housing 80% Combined Program的申请通过Montana Board of Housing (Montana Department of Commerce)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。