本页面由机器翻译。英文版本为原文。
Montana Veterans' Home Loan Program (VHLP)
Montana Veterans' Home Loan Program (VHLP)是面向Statewide,Montana购房者的第一抵押贷款,由Montana Board of Housing (Montana Department of Commerce, Montana Housing)管理。
该项目要求
- 首次购房者——有例外:Must be a true first-time homebuyer who has never owned a primary residence; prior ownership of manufactured housing on a chassis not permanently affixed to owned land does not disqualify.
- 房屋作为主要住所自住
- 完成购房者教育课程,由A first-time homebuyer class approved by the Montana Board of Housing.提供
- Veteran eligibility requires active service or honorable/general discharge. Borrower must be a Montana resident. Occupancy within 60 days of closing; home must remain primary residence.
- 位于Montana的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
Montana的房屋Montana的房屋,以及本项目接受的房屋
- 68.8% 独栋独栋住宅
- 4.5% 联排联排别墅
- 7.4% 2–4个单元2–4个单元
- 9.7% 5+个单元公寓和共管公寓楼(5+个单元)
- 9.6% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$375,800
Montana房屋价值中位数
48.9%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由A first-time homebuyer class approved by the Montana Board of Housing.提供。
联系Montana Board of Housing (Montana Department of Commerce, Montana Housing)预留资金
资金通过Reserved through MBOH participating lenders via Lender Online; first-come, first-served; rate locked 60 calendar days on approval.预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Montana Veterans' Home Loan Program (VHLP)是什么?
Montana Veterans' Home Loan Program (VHLP)是面向Statewide,Montana购房者的第一抵押贷款,由Montana Board of Housing (Montana Department of Commerce, Montana Housing)管理。 The Montana Veterans' Home Loan Program (VHLP) provides 30-year fixed-rate first-mortgage funds to Montana-resident veterans, National Guard members, federal reservists, active-duty service members, and un-remarried surviving spouses of veterans killed in the line of duty, at a rate 1% below the MBOH Regular Bond rate. There are no income, asset, or purchase-price limits, though a loan limit applies, and borrowers must be true first-time homebuyers. It is a revolving, first-come, first-served program funded from the Montana Housing Trust (reauthorized by 2025 HB924). Interest rate 1% below MBOH Regular Bond rate. No income or asset limits. No purchase price limit. Can be combined with MBOH down payment assistance. Surviving spouses of line-of-duty deaths eligible. 资金来自Montana Housing Trust within the Montana Growth and Opportunity Trust (revolving fund); reauthorized by 2025 HB924; authorized by 90-6-6 M.C.A.
需要偿还吗?
Montana Veterans' Home Loan Program (VHLP)是第一抵押贷款,按Montana Board of Housing (Montana Department of Commerce, Montana Housing)设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Montana Veterans' Home Loan Program (VHLP)面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况:Must be a true first-time homebuyer who has never owned a primary residence; prior ownership of manufactured housing on a chassis not permanently affixed to owned land does not disqualify. 须参加购房者教育课程,由A first-time homebuyer class approved by the Montana Board of Housing.提供。 Veteran eligibility requires active service or honorable/general discharge. Borrower must be a Montana resident. Occupancy within 60 days of closing; home must remain primary residence.
收入限制是多少?
Montana Veterans' Home Loan Program (VHLP)的收入限制如下:No income or asset limits for borrowers. 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Montana Veterans' Home Loan Program (VHLP)的房价上限如下:No purchase-price limit; a loan limit applies (max loan = purchase price plus applicable upfront MI/guarantee fee, up to 95% of MBOH maximum acquisition cost). 符合条件的房屋类型包括Single Family和Manufactured。 预制房屋符合条件。
是否有针对特定群体的资格?
Montana Veterans' Home Loan Program (VHLP)在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员和遗属配偶。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。
适用于哪些地区?
Montana Veterans' Home Loan Program (VHLP)服务于在Statewide,Montana购房的购房者。
如何申请?
Montana Veterans' Home Loan Program (VHLP)的申请通过Montana Board of Housing (Montana Department of Commerce, Montana Housing)办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Reserved through MBOH participating lenders via Lender Online; first-come, first-served; rate locked 60 calendar days on approval.预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Montana购房者面向Montana购房者的其他项目
- HUD Section 184 Indian Home Loan Guarantee Program最高$524,225
- FHLB Des Moines Native American Homeownership Initiative (NAHI)最高$25,000
- NeighborWorks Montana Statewide Low-Mod Amortizing Second最高$20,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Montana的全部73个项目项目条款由Montana Board of Housing (Montana Department of Commerce, Montana Housing)设定,并可能变化;申请前请在官方网站上确认。