Salish & Kootenai Housing Authority Flathead Finance Down Payment & Closing Cost Assistance

Salish & Kootenai Housing Authority Flathead Finance Down Payment & Closing Cost Assistance是面向Pablo，Montana购房者的增值共享贷款，由Salish and Kootenai Housing Authority (SKHA)管理。 The Salish and Kootenai Housing Authority's Flathead Finance Program provides down payment assistance, closing cost assistance, and subsidized mortgages to credit-worthy, low- and moderate-income first-time homebuyers on the Flathead Reservation who could not otherwise obtain a mortgage. Down payment assistance ranges from 4% of the purchase price up to $15,000, with the Housing Authority sharing in the home's appreciation or depreciation up to the percentage of assistance provided. Homebuyer education is required. Up to $15,000 (4% of price) down payment/closing assistance. Subsidized mortgage option. Pairs with HUD Section 184 loans. Tribal homebuyer education and post-purchase support. Keeps payment under 30% of income. 资金来自Confederated Salish & Kootenai Tribes / SKHA Flathead Finance Program (with federal Native housing funds)。

Salish & Kootenai Housing Authority Flathead Finance Down Payment & Closing Cost Assistance提供最高$15,000的援助。 援助档次：Down payment assistance, closing cost assistance, and subsidized mortgage provided case-by-case; DPA varies from 4% of purchase price up to $15,000. SKHA shares in the appreciated/depreciated value up to the percentage of assistance provided. 购房者自付部分：Recommended minimum 10% down payment savings (case-by-case). 金额是该项目公布的上限，并非报价——具体每人的援助金额由Salish and Kootenai Housing Authority (SKHA)决定。

Salish & Kootenai Housing Authority Flathead Finance Down Payment & Closing Cost Assistance是增值共享贷款，按Salish and Kootenai Housing Authority (SKHA)设定的条款偿还。 触发还款的情形：Shared appreciation - Housing Authority shares in the appreciated or depreciated value up to the percentage of assistance provided. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Salish & Kootenai Housing Authority Flathead Finance Down Payment & Closing Cost Assistance面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由SKHA Homebuyer Education course (Post-Purchase course strongly encouraged).提供。 居住要求：Serves residents within the boundaries of the Flathead Reservation; DPA recipients must be enrolled members of the Confederated Salish & Kootenai Tribes. 公民身份或移民身份：Down payment assistance recipients must be enrolled members of the Confederated Salish & Kootenai Tribes and at least 18 years old. Restricted to enrolled members of the Confederated Salish & Kootenai Tribes, age 18+, first-time buyers. Shared-appreciation equity structure. First come, first served; credit report required on all applicants. Exact county/product list best confirmed with the agency at application.

Salish & Kootenai Housing Authority Flathead Finance Down Payment & Closing Cost Assistance的收入限制如下：Low- and moderate-income; assistance evaluated by income and family size to keep payment under 30% of income. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Salish & Kootenai Housing Authority Flathead Finance Down Payment & Closing Cost Assistance在其服务群体中提到了美洲印第安人和阿拉斯加原住民购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Salish & Kootenai Housing Authority Flathead Finance Down Payment & Closing Cost Assistance服务于在Pablo，Montana购房的购房者。 该项目针对特定区域：Flathead Indian Reservation (Confederated Salish & Kootenai Tribes), northwestern Montana.

Salish & Kootenai Housing Authority Flathead Finance Down Payment & Closing Cost Assistance的申请通过Salish and Kootenai Housing Authority (SKHA)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First come, first served; case-by-case evaluation.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。