Core City Homebuyer Incentive Program

Core City Homebuyer Incentive Program是面向High Point，North Carolina购房者的延期第二贷款。 City of High Point place-based incentive: up to $10,000 deferred forgivable second for buyers purchasing within the designated 'Core City' downtown/revitalization district. Sales price cap $300,000. NOT FTHB-only. 5-10 year affordability period. City of High Point Core City Homebuyer Incentive Program: up to $10,000 in incentive assistance (deferred forgivable second) for buyers purchasing within the designated Core City district (downtown / urban-core revitalization area). Sales price cap $300,000. 0% deferred forgivable second. 5-10 year affordability term. NOT FTHB-only - repeat buyers eligible. Pairs with NCHFA, FHA, VA, USDA, Conventional. 资金来自Local Government和Federal CDBG。

Core City Homebuyer Incentive Program提供最高$7,500的援助。 购房者自付部分：Buyer must contribute at least $1,000 of own funds. 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

Core City Homebuyer Incentive Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Deferred 0%和forgiven prorated over 5-10 year affordability period. Balance due on sale/transfer/refinance/non-owner-occupancy during term. 该援助以2顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Core City Homebuyer Incentive Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Generally 640 minimum (per first-mortgage product). 须参加购房者教育课程，由HUD-approved housing counseling agencies including Housing Consultants Group (Greensboro/Guilford) and Community Housing Solutions.提供。 居住要求：Property must be within High Point Core City district and serve as borrower's primary residence. 公民身份或移民身份：U.S. citizen or eligible non-citizen. PROPERTY MUST BE WITHIN THE DESIGNATED HIGH POINT 'CORE CITY' DISTRICT (downtown / urban-core revitalization area). Owner-occupied primary residence. Maximum sales price $300,000. 8-hour HUD-approved homebuyer education plus 1-on-1 counseling. Minimum $1,000 buyer contribution. Property must pass HQS inspection. Pre-1978 properties require lead-based-paint risk assessment.

Core City Homebuyer Incentive Program的收入限制如下：Income guidelines may extend to workforce levels (up to ~120% AMI) given the Core City revitalization objective; consult Community Development for current income tier published with the program. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Core City Homebuyer Incentive Program将房价上限设为$300,000。 符合条件的房屋类型包括Single-family detached、Townhome和Condominium。 新建房屋符合条件。 预制房屋不符合条件。

Core City Homebuyer Incentive Program服务于在High Point，North Carolina购房的购房者。 该项目针对特定区域：Designated HIGH POINT 'CORE CITY' DISTRICT - the downtown / urban-core revitalization boundary area defined by City Community Development. Place-based incentive intended to drive owner-occupancy in High Point's central revitalization zone.

Core City Homebuyer Incentive Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Apply directly to City of High Point Community Development. Property eligibility confirmed against Core City district map.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。