Essential Public Employee Program (EP2)

Essential Public Employee Program (EP2)是面向Mandan，North Dakota购房者的需偿还的第二贷款，由Lewis & Clark Development Group (operating as CommunityWorks North Dakota, NMLS #177084)管理。 The Essential Public Employee Program (EP2) provides down payment and closing cost assistance to North Dakota public and essential employees through a second-mortgage loan of up to $10,000 with interest rates as low as 4% for up to 10 years. Eligible employees include city, county, and state government workers, law enforcement, firefighters and first responders, school district employees, and medical/long-term care facility staff. EP2 can be used to meet down payment requirements or to avoid private mortgage insurance, and it works with any North Dakota bank or credit union. Up to $10,000 in down payment and closing cost assistance. Low fixed rate as low as 4%. Up to 10-year term. Can be used to avoid private mortgage insurance. Works with any ND bank or credit union. No income limit. 资金来自Lewis & Clark Development Group / CommunityWorks North Dakota revolving loan funds。

Essential Public Employee Program (EP2)提供最高$10,000的援助。 购房者自付部分：Applicants must meet minimum down payment requirements; EP2 can also be used to avoid private mortgage insurance。 该项目可与A first mortgage from any North Dakota bank or credit union结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Lewis & Clark Development Group (operating as CommunityWorks North Dakota, NMLS #177084)决定。

Essential Public Employee Program (EP2)是需偿还的第二贷款，按Lewis & Clark Development Group (operating as CommunityWorks North Dakota, NMLS #177084)设定的条款偿还。 触发还款的情形：Repayable second-mortgage loan amortized over up to 10 years; repaid via monthly payments (and on sale/refinance per loan terms)。 该援助以2nd顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Essential Public Employee Program (EP2)面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Not published; determined during application。 居住要求：Borrower must be employed by a qualifying North Dakota public/essential employer; property in North Dakota。 Eligibility based on qualifying public/essential employment (employer-restricted). Applicants must meet minimum down payment requirements. Credit score, DTI, income, purchase-price limits, and property eligibility not published and confirmed during application. Administered by Lewis & Clark Development Group under CommunityWorks North Dakota (NMLS #177084); housing director NMLS #180495.

Essential Public Employee Program (EP2)的收入限制如下：No income limit published; eligibility is based on qualifying public-employee status rather than income. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Essential Public Employee Program (EP2)可用于Single Family。

Essential Public Employee Program (EP2)在其服务群体中提到了教育工作者、执法人员、消防员和医护人员。 该项目还仅限City government; county government; state government; law enforcement officers and support staff; emergency services (professional and volunteer firefighters, professional and volunteer first-responders, and support staff); school districts (teachers, paraprofessionals, administration, support staff); medical or long-term care facilities; and others as determined by Lewis & Clark Development Group的员工。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Essential Public Employee Program (EP2)服务于在Mandan，North Dakota购房的购房者。

Essential Public Employee Program (EP2)的申请通过Lewis & Clark Development Group (operating as CommunityWorks North Dakota, NMLS #177084)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Applications handled directly by LCDG Housing Director; works with any North Dakota bank or credit union预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。