Upper Valley Habitat for Humanity Homeownership Program

Upper Valley Habitat for Humanity Homeownership Program是面向Lebanon，New Hampshire购房者的首付援助，由Upper Valley Habitat for Humanity管理。 Upper Valley Habitat for Humanity partners with low-income families to build homes alongside volunteers and the future homeowner. Upon completion the homebuyer receives an affordable, zero-interest fixed mortgage. The affiliate works with Windham & Windsor Housing Trust for financial education and to help families qualify for the lowest possible rates. Zero-interest fixed mortgage. Affordable homeownership for families unable to access conventional financing. Financial & homeownership education support. 资金来自Upper Valley Habitat for Humanity (donations, volunteer labor); mortgage financing partnership with Windham & Windsor Housing Trust。

Upper Valley Habitat for Humanity Homeownership Program是首付援助，按Upper Valley Habitat for Humanity设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Upper Valley Habitat for Humanity Homeownership Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由Upper Valley Habitat for Humanity / Windham & Windsor Housing Trust提供。 居住要求：Must be an Upper Valley resident for at least one year prior to applying。 LOAN TERM: zero-interest (0%) fixed mortgage on a Habitat-built home; term not stated on source. Sweat-equity hours required incl. financial/homeownership education classes. Must demonstrate housing need, be unable to access conventional financing, and have verifiable income (>=1 yr at current employer). $1,000 down payment once approved. GAP: forgiveness years, lien position, recapture, exact term, max purchase price, HUD AMI $ figures not stated on official source.

Upper Valley Habitat for Humanity Homeownership Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Total family income must be between 50% and 80% of HUD County Median Family Income, adjusted for family size, for the community/county the applicant will move into. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Upper Valley Habitat for Humanity Homeownership Program可用于Single Family。 新建房屋符合条件。

Upper Valley Habitat for Humanity Homeownership Program服务于在Lebanon，New Hampshire购房的购房者。

Upper Valley Habitat for Humanity Homeownership Program的申请通过Upper Valley Habitat for Humanity办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。