Habitat for Humanity of South Central NJ Homeownership Program

Habitat for Humanity of South Central NJ Homeownership Program是面向Maple Shade，New Jersey购房者的首付援助，由Habitat for Humanity of South Central New Jersey管理。 Habitat for Humanity of South Central New Jersey (formerly two separate affiliates, merged 2024) serves Atlantic, Burlington, Camden, and Mercer Counties plus Plainsboro and Cranbury in Middlesex County. It builds energy-efficient homes and sells them to low-to-moderate-income partner families with an affordable income-based mortgage (payment capped at 30% of gross monthly income). No traditional down payment is required; families contribute sweat equity. Affordable income-based mortgage with payment at no more than 30% of gross monthly household income. No traditional down payment required (sweat equity substitutes). Quality new construction or rehabilitated homes. Homebuyer education classes included.

Habitat for Humanity of South Central NJ Homeownership Program是首付援助，按Habitat for Humanity of South Central New Jersey设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of South Central NJ Homeownership Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Credit score of 620 or higher required。 须参加购房者教育课程。 Must demonstrate need, ability to pay, and willingness to partner (sweat equity). Credit score 620+ required. Homes subject to a 30-year deed restriction. Income must fall within low and moderate income limits per county. Burlington/Camden 4-person low $57,350 / moderate $91,760; Atlantic 4-person low $49,180 / moderate $78,688; Mercer 4-person low $65,027 / moderate $104,043.

Habitat for Humanity of South Central NJ Homeownership Program的收入限制如下：Burlington/Camden 4-person low $57,350 / moderate $91,760. Atlantic 4-person low $49,180 / moderate $78,688. Mercer 4-person low $65,027 / moderate $104,043. Full tables by county and family size on program page. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of South Central NJ Homeownership Program可用于single_family。 新建房屋符合条件。

Habitat for Humanity of South Central NJ Homeownership Program服务于在Maple Shade，New Jersey购房的购房者。

Habitat for Humanity of South Central NJ Homeownership Program的申请通过Habitat for Humanity of South Central New Jersey办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。