Homebuyer Dream Program Wealth Builder

Homebuyer Dream Program Wealth Builder是面向Statewide县，New Jersey购房者的补助金，由Federal Home Loan Bank of New York (via participating member lenders)管理。 HDP Wealth Builder is an FHLBNY first-time homebuyer grant for buyers who also qualify as first-generation homebuyers, earning <= 120% AMI in NY/NJ, within the FHLBNY District. Grants (up to $30,000 suite maximum) through member lenders for down payment, closing costs, and counseling, with no retention period. Layerable with HDP or HDP Plus (not both). Grant for down payment and closing costs. First-generation buyer support. No retention period. Statewide in NJ. 资金来自FHLBNY (not a statutory AHP contribution; funding assessed annually)。

Homebuyer Dream Program Wealth Builder提供最高$30,000的援助。 购房者自付部分：Minimum $1,000 total buyer contribution。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Federal Home Loan Bank of New York (via participating member lenders)决定。

Homebuyer Dream Program Wealth Builder属于补助金，因此无需偿还。 触发还款的情形：None - no retention period。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Homebuyer Dream Program Wealth Builder面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Homebuyer counseling required via member lender提供。 Borrower must be a first-generation homebuyer. Must use an FHLBNY participating member lender. NJ income <= 120% AMI. $1,000 buyer contribution; counseling required. Not a statutory AHP contribution - funding assessed annually.

Homebuyer Dream Program Wealth Builder将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 NY/NJ: income <= 120% AMI (Mortgage Revenue Bond standard; county-specific). Borrower must also be a first-generation homebuyer. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Homebuyer Dream Program Wealth Builder可用于Single Family、Condo、Townhouse和1-4 Family。

Homebuyer Dream Program Wealth Builder在其服务群体中提到了第一代购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Homebuyer Dream Program Wealth Builder服务于在Statewide县，New Jersey购房的购房者。 该项目针对特定区域：Property within the FHLBNY District (NY/NJ/PR/USVI); all NJ metros qualify. Borrower must be a first-generation homebuyer.

Homebuyer Dream Program Wealth Builder的申请通过Federal Home Loan Bank of New York (via participating member lenders)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。