Middlesex County American Dream Downpayment Program

Middlesex County American Dream Downpayment Program是面向Middlesex县，New Jersey购房者的延期第二贷款，由Middlesex County Division of Housing, Community Development & Social Services管理。 The Middlesex County American Dream Downpayment Program awards $5,000 in down payment and closing cost assistance to income-eligible first-time homebuyers under the HUD HOME Investment Partnerships Program. Assistance is structured as a deferred repayment mortgage requiring no payment of principal or interest if the buyer owns and occupies the home for five years. Applicants must be Middlesex County residents of at least one year and apply through a HUD-approved housing counseling agency. $5,000 in down payment/closing cost assistance. No principal or interest payments for 5 years. Forgiven obligation after 5 years of owner-occupancy. Interest-free. 资金来自U.S. Dept. of HUD HOME Investment Partnerships Program。

Middlesex County American Dream Downpayment Program提供最高$5,000的援助。 购房者自付部分：Applicant must put down at least 1% of the purchase price from their own funds. 金额是该项目公布的上限，并非报价——具体每人的援助金额由Middlesex County Division of Housing, Community Development & Social Services决定。

Middlesex County American Dream Downpayment Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Deferred repayment mortgage; no payment of principal or interest required if the homebuyer owns and lives in the property as primary residence for 5 years. 该援助以Subordinate顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Middlesex County American Dream Downpayment Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：Not specified; mortgage pre-approval required (issued within past two months). 须参加购房者教育课程，由In-person group homebuyer training from a HUD-approved housing counseling agency (PRAB, Faith Fellowship CDC, Housing Authority of Perth Amboy); completed prior to closing.提供。 居住要求：Must be an existing Middlesex County resident for at least one year. Must be a Middlesex County resident for at least 1 year. Cannot purchase in New Brunswick or Perth Amboy (separate HUD jurisdictions). Purchase price capped at 4x certified household income, max $304,000. Min credit score and DTI not published. Application only through PRAB, Faith Fellowship CDC, or Housing Authority of Perth Amboy.

Middlesex County American Dream Downpayment Program将家庭收入限制在$69,700。 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Middlesex County American Dream Downpayment Program将房价上限设为$304,000。 符合条件的房屋类型包括Single-family detached、Townhouse、Condominium和Co-op。 预制房屋不符合条件。

Middlesex County American Dream Downpayment Program服务于在Middlesex县，New Jersey购房的购房者。

Middlesex County American Dream Downpayment Program的申请通过Middlesex County Division of Housing, Community Development & Social Services办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application through HUD-approved housing counseling agency (PRAB Housing Coalition Unit, Faith Fellowship CDC, or Housing Authority of Perth Amboy); accepted until funds depleted.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。