Monmouth County Habitat for Humanity Homeownership Program

Monmouth County Habitat for Humanity Homeownership Program是面向Asbury Park，New Jersey购房者的第一抵押贷款，由Monmouth County Habitat for Humanity管理。 Monmouth County Habitat for Humanity (formed July 2024 from the merger of Coastal Habitat and Habitat in Monmouth County) offers affordable homeownership to families at 60-80% of Monmouth County AMI across all 53 municipalities. Families demonstrate housing need, steady income for a low-interest mortgage, and complete 250-400 sweat-equity hours before closing. Current projects include a Wall Township single-family home and a Fair Haven two-family home with applications open. 0% interest mortgage. Serves all 53 Monmouth County municipalities. 250-400 sweat-equity hours. L.I.F.T. Veterans Build initiative. Income range 60-80% AMI. 资金来自Habitat affiliate; private/corporate donors; L.I.F.T. Veterans Build program。

Monmouth County Habitat for Humanity Homeownership Program是第一抵押贷款，按Monmouth County Habitat for Humanity设定的条款偿还。 触发还款的情形：Monthly mortgage payments; 0% interest。 该援助以1顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Monmouth County Habitat for Humanity Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：Creditworthiness reviewed by Family Selection Committee; no bankruptcy within last 2 years。 须参加购房者教育课程，由Habitat homeowner education (included in sweat-equity requirement)提供。 居住要求：Must currently live or work in Monmouth, Ocean, or Mercer County, NJ。 公民身份或移民身份：Not stated。 250-400 sweat-equity hours before closing; must live or work in Monmouth, Ocean, or Mercer County; no bankruptcy within last 2 years; long-term debt under 43% of income.

Monmouth County Habitat for Humanity Homeownership Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Income between 60-80% of Monmouth County AMI. 2025 moderate limits (min-max): 1p $67,896-$75,440; 2p $77,544-$86,160; 3p $87,264-$96,960; 4p $96,912-$107,680; 5p $104,688-$115,320; 6p $112,464-$124,960. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为6。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Monmouth County Habitat for Humanity Homeownership Program可用于Single Family和2-4 Unit。 新建房屋符合条件。 预制房屋不符合条件。

Monmouth County Habitat for Humanity Homeownership Program在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员和遗属配偶。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Monmouth County Habitat for Humanity Homeownership Program服务于在Asbury Park，New Jersey购房的购房者。 该项目针对特定区域：All 53 municipalities of Monmouth County, NJ (applicants must live or work in Monmouth, Ocean, or Mercer County)。

Monmouth County Habitat for Humanity Homeownership Program的申请通过Monmouth County Habitat for Humanity办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。