Northern Ocean Habitat for Humanity Homeownership Program

Northern Ocean Habitat for Humanity Homeownership Program是面向Toms River，New Jersey购房者的首付援助，由Northern Ocean Habitat for Humanity (NOHFH)管理。 Northern Ocean Habitat for Humanity provides low-to-moderate income families the opportunity to build and buy their own homes in the northern Ocean County area (serving Ocean, Monmouth, and Mercer counties). Homeowners contribute sweat equity, purchase their homes, and pay an affordable mortgage. Qualified applicants are entered into a lottery for available homes. Affordable Habitat-built home; affordable mortgage capped so housing payment does not exceed 30% of gross monthly household income. 资金来自Habitat for Humanity (donations, volunteers); revolving homeowner mortgage fund。

Northern Ocean Habitat for Humanity Homeownership Program是首付援助，按Northern Ocean Habitat for Humanity (NOHFH)设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Northern Ocean Habitat for Humanity Homeownership Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Credit check and criminal background check run on all household members aged 18+。 须参加购房者教育课程，由Northern Ocean Habitat for Humanity (classes in personal finance and home maintenance)提供。 居住要求：Applicant must live or work in Ocean, Monmouth, or Mercer County。 300 hours of sweat equity required. Applications NOT currently being accepted (between cycles as of this session); interest form open. Selection by lottery.和income_limit_amount (unparsed): UHAC 2025 Regional Income Limits (e.g., 4-person min $40,380 / max $80,760).

Northern Ocean Habitat for Humanity Homeownership Program的收入限制如下：Income limits based on the UHAC 2025 Affordable Housing Regional Income Limits, with minimum and maximum household income by household size。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Northern Ocean Habitat for Humanity Homeownership Program的房价上限如下：Sale price set below market; final price determined at completion。 符合条件的房屋类型包括single_family。 新建房屋符合条件。

Northern Ocean Habitat for Humanity Homeownership Program服务于在Toms River，New Jersey购房的购房者。 目标社区：Northern Ocean County。

Northern Ocean Habitat for Humanity Homeownership Program的申请通过Northern Ocean Habitat for Humanity (NOHFH)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。