Saint Joseph's Carpenter Society Affordable Homebuyer Program

Saint Joseph's Carpenter Society Affordable Homebuyer Program是面向Camden，New Jersey购房者的首付援助，由Saint Joseph's Carpenter Society (SJCS)管理。 Saint Joseph's Carpenter Society (SJCS) buys abandoned and deteriorated properties in Camden and surrounding communities, rehabilitates them through new construction and gut rehabilitation, and sells them at below-market prices to income-eligible first-time homebuyers. SJCS is a HUD-approved housing counseling agency and a NeighborWorks America affiliate. The program includes a mandatory 4-week Homebuyer's Academy offered in English and Spanish, both in-person and virtually via eHome America. After completing the Academy, buyers receive one-on-one counseling and are guided through obtaining a first mortgage and available first-time homebuyer grants. Below-market purchase price on rehabilitated single-family homes in Camden and surrounding communities. HUD-certified homebuyer education and one-on-one counseling. Counselor guides buyers to available first-time homebuyer grants and mortgage programs.

Saint Joseph's Carpenter Society Affordable Homebuyer Program是首付援助，按Saint Joseph's Carpenter Society (SJCS)设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Saint Joseph's Carpenter Society Affordable Homebuyer Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由SJCS Homebuyer's Academy (in-person, English and Spanish); eHome America (online option)提供。 Must complete Homebuyer's Academy (8-session, 4-week series) and one-on-one HUD-certified counseling before purchase. Application fee: $60 individual / $90 couple (credit check + course materials, paid by money order). Homes offered primarily in East Camden and Cramer Hill neighborhoods. Income limits not stated on official website — contact SJCS for current limits.

Saint Joseph's Carpenter Society Affordable Homebuyer Program可用于single_family。 新建房屋符合条件。

Saint Joseph's Carpenter Society Affordable Homebuyer Program服务于在Camden，New Jersey购房的购房者。

Saint Joseph's Carpenter Society Affordable Homebuyer Program的申请通过Saint Joseph's Carpenter Society (SJCS)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。