本页面由机器翻译。英文版本为原文。
该项目要求
- 房屋作为主要住所自住
- 关于信用:Per the underlying Chase loan product (DreaMaker, Standard Agency, FHA, or VA) underwriting guidelines.
- 完成购房者教育课程,由Required for DreaMaker when all occupying borrowers are first-time buyers; completed before closing.提供
- Special Purpose Credit Program (SPCP) developed under federal legal requirements; eligibility is geography-based (property must be in a designated census tract), available to any qualifying buyer regardless of race/ethnicity. The grant must be applied first to rate buydown, then fees, then down payment per product rules. Current official Chase site lists the grant at $2,500 or $5,000; a January 2024 Chase press release listed the Las Vegas-Henderson-Paradise metro among markets eligible for up to $7,500 — buyers should confirm the current amount and specific property eligibility using Chase's Homebuyer Assistance Finder. Homebuyer education is required for the DreaMaker loan when all occupying borrowers are first-time buyers.
- 位于Clark County的房屋
不适用于
- Clark County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
Clark County的房屋Clark County的房屋,以及本项目接受的房屋
- 60.2% 独栋独栋住宅
- 5.8% 联排联排别墅
- 7.5% 2–4个单元2–4个单元
- 23.7% 5+个单元公寓和共管公寓楼(5+个单元)
- 2.9% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$431,000
Clark County房屋价值中位数
17.5%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Clark County购房
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由Required for DreaMaker when all occupying borrowers are first-time buyers; completed before closing.提供。
联系JPMorgan Chase Bank, N.A. (Chase Home Lending)预留资金
资金通过Applied through a Chase Home Lending Advisor at application; eligibility checked via Chase Homebuyer Assistance Finder.预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Chase Homebuyer Grant (Las Vegas-Henderson-Paradise)是什么?
Chase Homebuyer Grant (Las Vegas-Henderson-Paradise)是面向Las Vegas,Nevada购房者的补助金,由JPMorgan Chase Bank, N.A. (Chase Home Lending)管理。 The Chase Homebuyer Grant is a lender grant of $2,500 or $5,000 available to buyers purchasing a primary residence in eligible U.S. Census tracts, including more than 200 designated communities in the Las Vegas-Henderson-Paradise, NV metro. The grant is first applied to permanently lower the interest rate (discount points), then to Chase fees or other closing costs, with any remaining funds applied toward the down payment (depending on the loan product). It is a special purpose credit program offered for properties in census tracts identified as majority Black, Hispanic, or Latino, and is geography-based rather than income-based. Funds do not require repayment. 资金来自JPMorgan Chase Bank, N.A. (lender-funded Special Purpose Credit Program).
提供多少援助?
Chase Homebuyer Grant (Las Vegas-Henderson-Paradise)提供$2,500至$5,000的援助。 援助档次:$2,500 or $5,000 depending on the designated census tract (current Chase site). Historically up to $7,500 in select metros including Las Vegas-Henderson-Paradise. 购房者自付部分:DreaMaker and Standard Agency allow as little as 3% down; FHA 3.5%; VA as low as 0%. 该项目可与May be combined with other state/local/nonprofit assistance and the Chase DreaMaker low-down-payment mortgage, subject to product rules.结合使用。 金额是该项目公布的上限,并非报价——具体每人的援助金额由JPMorgan Chase Bank, N.A. (Chase Home Lending)决定。
需要偿还吗?
Chase Homebuyer Grant (Las Vegas-Henderson-Paradise)属于补助金,因此无需偿还。 触发还款的情形:None — grant does not require repayment. 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Chase Homebuyer Grant (Las Vegas-Henderson-Paradise)面向将房屋作为主要住所自住的购房者。 关于信用,该项目说明:Per the underlying Chase loan product (DreaMaker, Standard Agency, FHA, or VA) underwriting guidelines. 须参加购房者教育课程,由Required for DreaMaker when all occupying borrowers are first-time buyers; completed before closing.提供。 Special Purpose Credit Program (SPCP) developed under federal legal requirements; eligibility is geography-based (property must be in a designated census tract), available to any qualifying buyer regardless of race/ethnicity. The grant must be applied first to rate buydown, then fees, then down payment per product rules. Current official Chase site lists the grant at $2,500 or $5,000; a January 2024 Chase press release listed the Las Vegas-Henderson-Paradise metro among markets eligible for up to $7,500 — buyers should confirm the current amount and specific property eligibility using Chase's Homebuyer Assistance Finder. Homebuyer education is required for the DreaMaker loan when all occupying borrowers are first-time buyers.
收入限制是多少?
Chase Homebuyer Grant (Las Vegas-Henderson-Paradise)的收入限制如下:No income limit for the grant itself; Chase removed the income limit on the DreaMaker mortgage in communities where the Homebuyer Grant is available. Underlying loan products may have their own income guidelines. 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Chase Homebuyer Grant (Las Vegas-Henderson-Paradise)可用于Single-family / 1-unit primary residence。
适用于哪些地区?
Chase Homebuyer Grant (Las Vegas-Henderson-Paradise)服务于在Las Vegas,Nevada购房的购房者。 该项目针对特定区域:Available only in Chase-designated eligible U.S. Census tracts (majority Black, Hispanic, or Latino), including 200+ communities across Las Vegas, Henderson, and Paradise, NV. Address-specific eligibility via the Chase Homebuyer Assistance Finder.
如何申请?
Chase Homebuyer Grant (Las Vegas-Henderson-Paradise)的申请通过JPMorgan Chase Bank, N.A. (Chase Home Lending)办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Applied through a Chase Home Lending Advisor at application; eligibility checked via Chase Homebuyer Assistance Finder.预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Clark County购房者面向Clark County购房者的其他项目
- Clark County Welcome Home Community Land Trust (CLT)援助
- Habitat for Humanity Las Vegas Homeownership Program可获援助
- Southern Nevada RHA Housing Choice Voucher Homeownership Program可获援助
两个项目能否结合使用,由各机构决定。申请前请先询问。
Clark County的全部79个项目项目条款由JPMorgan Chase Bank, N.A. (Chase Home Lending)设定,并可能变化;申请前请在官方网站上确认。