CDLI NYS First-Time Homebuyer Grant Program (Affordable Housing Corporation)

CDLI NYS First-Time Homebuyer Grant Program (Affordable Housing Corporation)是面向Nassau; Suffolk县，New York购房者的延期第二贷款，由Community Development Long Island (CDLI) (via NYS Affordable Housing Corporation)管理。 A 0%-interest deferred loan (forgivable grant) for down payment plus post-closing home repairs for first-time homebuyers in Nassau and Suffolk Counties, funded through the NYS Affordable Housing Corporation and administered by CDLI. Award is tiered ($25,000-$60,000) by family size, income, and repair needs; at least 51% must be spent on rehabilitation. 10-year occupancy term (20+ years for awards over $50,000). Income must be below 120% AMI. Deferred 0% loan up to $60,000 covering down payment and required home repairs. Forgiven over occupancy term. 资金来自New York State Affordable Housing Corporation (AHC) administered by CDLI。

CDLI NYS First-Time Homebuyer Grant Program (Affordable Housing Corporation)提供$25,000至$60,000的援助。 援助档次：Tiered grant: $25,000 / $32,500 / $40,000 / $50,000 / $60,000 based on family size, household income, and number of repairs needed。 该项目可与Other grant funds (documentation required)结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Community Development Long Island (CDLI) (via NYS Affordable Housing Corporation)决定。

CDLI NYS First-Time Homebuyer Grant Program (Affordable Housing Corporation)在10年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Refinance, transfer of title, sale, or failure to occupy as primary residence during the affordability term (10 years; 20+ years for awards over $50,000)。 该援助以second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

CDLI NYS First-Time Homebuyer Grant Program (Affordable Housing Corporation)面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由CDLI NeighborWorks HomeOwnership Center HUD-approved Home Buyer Education class and counseling提供。 At least 51% of award must fund post-closing repairs (rehab-tied DPA); Engineer's report required and CDLI manages contractor selection. Income of all household members counted. Awards over $50,000 carry a 20+ year occupancy/repayment schedule. Program runs only while AHC funding is available. Min credit score, DTI, max purchase price not published online.

CDLI NYS First-Time Homebuyer Grant Program (Affordable Housing Corporation)将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 Household gross income below 120% of HUD area median income based on family size; income of all household members counted. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

CDLI NYS First-Time Homebuyer Grant Program (Affordable Housing Corporation)可用于Single Family、2-4 Unit、Condo和Co-op。

CDLI NYS First-Time Homebuyer Grant Program (Affordable Housing Corporation)服务于在Nassau; Suffolk县，New York购房的购房者。

CDLI NYS First-Time Homebuyer Grant Program (Affordable Housing Corporation)的申请通过Community Development Long Island (CDLI) (via NYS Affordable Housing Corporation)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application via Cognito Forms; in effect while funding is available预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。