CHRIC / City of Jamestown Down Payment and Closing Cost Assistance Program

CHRIC / City of Jamestown Down Payment and Closing Cost Assistance Program是面向Jamestown，New York购房者的可免除贷款，由Chautauqua Home Rehabilitation & Improvement Corporation (CHRIC)管理。 In partnership with the City of Jamestown, CHRIC provides up to $4,000 in down payment and closing cost assistance to income-eligible first-time homebuyers purchasing an existing single-family home in the City of Jamestown. Assistance is provided as a forgivable grant with a 5-year lien placed on the property per City of Jamestown funding policy. Funds are disbursed directly to the buyer's attorney at closing. Application is first-come, first-served. Up to $4,000 down payment and closing cost assistance. 5-year forgivable lien. First-come, first-served availability. Bilingual counseling (English and Spanish). HUD-certified housing counseling included. 资金来自City of Jamestown HOME/CDBG funds。

CHRIC / City of Jamestown Down Payment and Closing Cost Assistance Program提供最高$4,000的援助。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Chautauqua Home Rehabilitation & Improvement Corporation (CHRIC)决定。

CHRIC / City of Jamestown Down Payment and Closing Cost Assistance Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale, transfer, or failure to occupy as primary residence within 5-year lien period。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

CHRIC / City of Jamestown Down Payment and Closing Cost Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Not owned a home in the three years prior to purchase。 须参加购房者教育课程，由CHRIC 8-hour First Time Homebuyer Education Class (in-person or online via eHomeAmerica)提供。 居住要求：Property must be located in the City of Jamestown, NY。 Signed Purchase and Sales Agreement required at application; closing must be scheduled at least 15 days after approval letter; no cash-out to buyer at closing permitted; Closing Disclosure must be submitted post-closing for fund reimbursement from City of Jamestown.

CHRIC / City of Jamestown Down Payment and Closing Cost Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income at or below 80% of AMI; 1-person $49,600、2-person $56,650、3-person $63,750、4-person $70,800、5-person $76,500、6-person $82,150、7-person $87,800和8-person $93,500. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

CHRIC / City of Jamestown Down Payment and Closing Cost Assistance Program可用于Single Family。 新建房屋不符合条件。 预制房屋不符合条件。

CHRIC / City of Jamestown Down Payment and Closing Cost Assistance Program服务于在Jamestown，New York购房的购房者。

CHRIC / City of Jamestown Down Payment and Closing Cost Assistance Program的申请通过Chautauqua Home Rehabilitation & Improvement Corporation (CHRIC)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。