City of Binghamton First-Time Homebuyer Program

City of Binghamton First-Time Homebuyer Program是面向Binghamton，New York购房者的延期第二贷款，由City of Binghamton Department of Planning, Housing and Community Development管理。 The City of Binghamton provides first-time homebuyers with deferred loans to assist with down payment and closing costs. Loans are made in amounts up to $10,000. If title is sold/transferred within 5 years or the home is no longer the owner's principal residence, 100% of the loan becomes due; after 5 years the loan is forgiven in full. All participants must complete the First-Time Homebuyer pre-purchase education course through the Binghamton Homeownership Academy. Up to $10,000 deferred loan for down payment/closing costs, forgiven in full after 5 years. 资金来自Federal HUD (HOME/CDBG) via City of Binghamton。

City of Binghamton First-Time Homebuyer Program提供最高$10,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Binghamton Department of Planning, Housing and Community Development决定。

City of Binghamton First-Time Homebuyer Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：100% due if title sold/transferred within 5 years or home is no longer principal residence; forgiven in full after 5 years. 该援助以subordinate顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Binghamton First-Time Homebuyer Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Binghamton Homeownership Academy提供。 居住要求：Property must be in the City of Binghamton。 Must meet HUD income guidelines by household size (specific 4-person limit not published on page). Credit score / DTI thresholds not published.

City of Binghamton First-Time Homebuyer Program服务于在Binghamton，New York购房的购房者。

City of Binghamton First-Time Homebuyer Program的申请通过City of Binghamton Department of Planning, Housing and Community Development办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。