City of Kingston First-Time Homebuyer Grant

City of Kingston First-Time Homebuyer Grant是面向Kingston，New York购房者的可免除贷款，由RUPCO (NeighborWorks HomeOwnership Center) on behalf of the City of Kingston管理。 RUPCO administers HUD funding from the City of Kingston's CDBG Entitlement Program to assist low-income first-time homebuyers purchasing residential homes in the City of Kingston with acquisition costs. Funding is provided as a soft-second, zero-interest deferred forgivable lien of up to $50,000; recipients must occupy the home as their primary residence for 10 years. Soft-second, zero-interest deferred forgivable lien up to $50,000 for acquisition costs. 资金来自HUD CDBG via City of Kingston。

City of Kingston First-Time Homebuyer Grant提供最高$50,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由RUPCO (NeighborWorks HomeOwnership Center) on behalf of the City of Kingston决定。

City of Kingston First-Time Homebuyer Grant在10年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Prorated repayment if not occupied as primary residence for 10 years. 该援助以subordinate顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Kingston First-Time Homebuyer Grant面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由RUPCO (NeighborWorks HomeOwnership Center)提供。 居住要求：Home must be in the City of Kingston。 Grant amounts determined by need and awarded by income band (not all eligible for maximum). Processing fees included in grant. Must secure an affordable primary loan for the balance and complete RUPCO counseling and homebuyer education. Manufactured homes and commercial properties not eligible.

City of Kingston First-Time Homebuyer Grant将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Gross income all sources: 1=$62,550; 2=$71,500; 3=$80,450; 4=$89,350; 5=$96,500; 6=$103,650; 7=$110,800; 8=$117,950. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Kingston First-Time Homebuyer Grant可用于single_family、condo和townhome。 预制房屋不符合条件。

City of Kingston First-Time Homebuyer Grant服务于在Kingston，New York购房的购房者。

City of Kingston First-Time Homebuyer Grant的申请通过RUPCO (NeighborWorks HomeOwnership Center) on behalf of the City of Kingston办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。