Dutchess County First-Time Homebuyer Grant Program

Dutchess County First-Time Homebuyer Grant Program是面向Poughkeepsie，New York购房者的补助金，由Community Housing Innovations, Inc. (CHI)管理。 Dutchess County partners with Community Housing Innovations to offer up to $50,000 in AHC grant funding for income-eligible first-time homebuyers purchasing anywhere in Dutchess County. Award is tiered by AMI band. Funds cover down payment, closing costs, and required post-purchase rehabilitation expenses. Provided as a forgivable silent second lien. Up to $50,000 grant. Down payment and closing cost coverage. Tiered awards by income (80%/90%/110% AMI). Forgivable silent second lien. Must-attend free orientation with CHI. 资金来自NYS Affordable Housing Corporation (AHC) via NYS Office of Homes and Community Renewal。

Dutchess County First-Time Homebuyer Grant Program提供$32,500至$50,000的援助。 援助档次：Up to $50,000 at 80% AMI; Up to $40,000 at 90% AMI; Up to $32,500 at 110% AMI。 购房者自付部分：Minimum 3% of purchase price from own funds (savings, 401K, or gift)。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Community Housing Innovations, Inc. (CHI)决定。

Dutchess County First-Time Homebuyer Grant Program属于补助金，因此无需偿还。 触发还款的情形：Sale, transfer, or failure to occupy as primary residence。 该援助以second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Dutchess County First-Time Homebuyer Grant Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Not owned in last 3 years。 须参加购房者教育课程，由CHI free Grant Orientation; HUD-approved education course required提供。 居住要求：Purchase within Dutchess County。 60% of grant proceeds may be used for acquisition costs (down payment/closing); 40% must be used for rehabilitation of property. Proof of rehab costs submitted electronically through SONYMA.

Dutchess County First-Time Homebuyer Grant Program将家庭收入限制在$98,400。 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为6。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Dutchess County First-Time Homebuyer Grant Program可用于Single Family、Condo和Co-op。 预制房屋不符合条件。

Dutchess County First-Time Homebuyer Grant Program服务于在Poughkeepsie，New York购房的购房者。

Dutchess County First-Time Homebuyer Grant Program的申请通过Community Housing Innovations, Inc. (CHI)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。