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县级项目可免除

Long Island Housing Partnership Employer Assisted Housing Program (EAHP)

Long Island Housing Partnership Employer Assisted Housing Program (EAHP)是面向Suffolk县,New York购房者的可免除贷款,由Long Island Housing Partnership, Inc. (LIHP)管理。

最近核实于来源:Long Island Housing Partnership, Inc. (LIHP)

该项目要求

  • 房屋作为主要住所自住
  • 完成购房者教育课程,由LIHP (HUD-certified counseling agency); pre-purchase mortgage counseling提供
  • 居住要求:Property in Nassau or Suffolk County, occupied as primary residence
  • Employee must work for a participating employer who refers them; program terms tailored per employer.
  • 位于Suffolk County的房屋

不适用于

  • 新建房屋
  • 收入超过地区收入中位数120%的家庭
  • Suffolk County以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

收入限制

120% Suffolk County地区收入中位数的比例

HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。

$164,300
地区收入中位数,4人家庭(HUD,2026)

适用地区

Suffolk County的房屋

  • 79.7% 独栋
  • 5.9% 联排
  • 4.7% 2–4个单元
  • 8.4% 5+个单元
  • 1.3% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$578,400

Suffolk County房屋价值中位数

68.3%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Suffolk County购房

如何申请

  1. 参加购房者教育课程

    项目要求,由LIHP (HUD-certified counseling agency); pre-purchase mortgage counseling提供。

  2. 联系Long Island Housing Partnership, Inc. (LIHP)预留资金

    资金向提供方预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Long Island Housing Partnership Employer Assisted Housing Program (EAHP)是什么?

Long Island Housing Partnership Employer Assisted Housing Program (EAHP)是面向Suffolk县,New York购房者的可免除贷款,由Long Island Housing Partnership, Inc. (LIHP)管理。 LIHP's Employer Assisted Housing Program (EAHP) helps Long Island employers attract and retain employees by providing housing assistance. Participating employers contribute $3,000-$10,000 per employee, which LIHP matches with public funding. Contributions can be structured as grants, forgivable loans, deferred/repayment loans, matched savings, and/or rate buy-downs. Open to employees earning up to 120% of AMI buying a single-family home, condo, or co-op in Nassau or Suffolk County. Down payment and home improvement assistance combining employer contributions ($3,000-$10,000) with matching public funds. 资金来自Participating employer contributions matched with public funding。

提供多少援助?

Long Island Housing Partnership Employer Assisted Housing Program (EAHP)提供$3,000至$10,000的援助。 该项目可与其他援助结合使用,但须遵守各项目的规定。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Long Island Housing Partnership, Inc. (LIHP)决定。

需要偿还吗?

Long Island Housing Partnership Employer Assisted Housing Program (EAHP)是可免除贷款,满足项目条件后余额即被免除。 触发还款的情形:Varies by employer; structures include grants, forgivable loans, deferred/repayment loans, matched savings, and/or rate buy-downs. 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Long Island Housing Partnership Employer Assisted Housing Program (EAHP)面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程,由LIHP (HUD-certified counseling agency); pre-purchase mortgage counseling提供。 居住要求:Property in Nassau or Suffolk County, occupied as primary residence。 Employee must work for a participating employer who refers them; program terms tailored per employer.

收入限制是多少?

Long Island Housing Partnership Employer Assisted Housing Program (EAHP)将家庭收入限制在地区收入中位数的120%,该数值因县和家庭人数而异。 Clients can earn up to 120% of Area Median Income by household size (Nassau/Suffolk AMI). 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

Long Island Housing Partnership Employer Assisted Housing Program (EAHP)可用于Single Family、Condo和Co-op。 新建房屋不符合条件。

是否有针对特定群体的资格?

Long Island Housing Partnership Employer Assisted Housing Program (EAHP)仅限Must work for a participating employer (LIHP has partnered with 120+ Long Island employers including hospitals, universities, manufacturers; e.g., Brookhaven National Laboratory, Adelphi University)的员工。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

适用于哪些地区?

Long Island Housing Partnership Employer Assisted Housing Program (EAHP)服务于在Suffolk县,New York购房的购房者。

如何申请?

Long Island Housing Partnership Employer Assisted Housing Program (EAHP)的申请通过Long Island Housing Partnership, Inc. (LIHP)办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由Long Island Housing Partnership, Inc. (LIHP)设定,并可能变化;申请前请在官方网站上确认。