Madison County Down Payment Assistance + Rehabilitation Grant

Madison County Down Payment Assistance + Rehabilitation Grant是面向Madison县，New York购房者的补助金。 The Madison County Down Payment Assistance + Rehabilitation Grant Program, administered by the Homeownership Center, Inc. (HOC), provides up to $40,000 in combined DPA, closing cost, and rehabilitation grant funding to income-qualified first-time buyers purchasing a 1-2 family primary residence in Madison County. Funded by NYS HCR Affordable Home Ownership Development Program (AHODP) and HUD HOME, the grant covers down payment, closing costs, and identified rehabilitation work needed to bring the property up to HQS-equivalent standards. The grant is forgivable over a 10-year affordability period with pro-rata recapture if owner-occupancy is lost. Combined down payment, closing cost, and rehabilitation grant of up to $40,000 (typically split between DPA portion and rehab portion) for income-qualified first-time buyers purchasing a primary residence in Madison County. Funded by NYS HCR Affordable Home Ownership Development Program (AHODP) and HUD HOME via the Homeownership Center, Inc. Provided as a forgivable grant subject to a 10-year affordability period. 资金来自HOME、NYS HCR、AHODP、Federal和State。

Madison County Down Payment Assistance + Rehabilitation Grant属于补助金，因此无需偿还。 触发还款的情形：Pro-rata recapture of unforgiven balance if borrower sells, transfers, refinances with cash-out, rents, or vacates within 10 years. 该援助以2顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Madison County Down Payment Assistance + Rehabilitation Grant面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：First-time buyer required; standard HUD exceptions for displaced homemakers and single parents apply. 关于信用，该项目说明：No fixed minimum published; per first-mortgage product (typically 620+ conventional, 580+ FHA)。 须参加购房者教育课程，由Homeownership Center, Inc. (HUD-approved counseling agency); pre-purchase education and one-on-one counseling required.提供。 居住要求：Property must be located within Madison County and used as borrower's principal residence. 公民身份或移民身份：U.S. citizen or eligible non-citizen per HUD HOME and first-mortgage rules。 First-time buyer required (no homeownership in past 3 years). Property must be a 1-2 family home located within Madison County and used as principal residence. Income at or below 120% AMI: 1-person ~$55,800 to 4-person ~$128,700 (HUD FY2025; higher 120% threshold reflects NYS AHODP eligibility). Buyer must complete HOC's HUD-approved homebuyer education and one-on-one counseling. Property must undergo HQS-equivalent inspection and identified rehab work must be completed by approved contractors. Combined DPA + rehab grant subject to 10-year affordability period; pro-rata recapture if home is sold, transferred, refinanced with cash-out, or no longer owner-occupied within 10 years.

Madison County Down Payment Assistance + Rehabilitation Grant将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 Household income at or below 120% HUD AMI for Madison County (Syracuse MSA): 1-person ~$55,800 to 4-person ~$128,700 (HUD FY2025; NYS AHODP threshold). 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Madison County Down Payment Assistance + Rehabilitation Grant的房价上限如下：Per HUD HOME 95% median-value rule and NYS AHODP guidelines for Madison County。 符合条件的房屋类型包括Single-family detached、2-family owner-occupied和Manufactured home (on owned land)。 新建房屋符合条件。 预制房屋符合条件。

Madison County Down Payment Assistance + Rehabilitation Grant服务于在Madison县，New York购房的购房者。

Madison County Down Payment Assistance + Rehabilitation Grant的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Apply via Homeownership Center after pre-purchase counseling completed and purchase contract executed; first-come, first-served subject to fund availability.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。