本页面由机器翻译。英文版本为原文。
该项目要求
- 首次购房者——该项目有自己的定义
- 房屋作为主要住所自住
- 完成购房者教育课程,由Neighbors of Watertown First Time Homebuyer Education Program提供
- Grant amounts and terms vary by funding source and were not individually published; home must be move-in ready; completion of the agency's homebuyer education class is a prerequisite. Confirmed currently active: site states grant funding available and 2026 classes open.
- 位于Jefferson County的房屋
不适用于
- Jefferson County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
Jefferson County的房屋Jefferson County的房屋,以及本项目接受的房屋
- 57.3% 独栋独栋住宅
- 7.1% 联排联排别墅
- 14.6% 2–4个单元2–4个单元
- 10.9% 5+个单元公寓和共管公寓楼(5+个单元)
- 10.2% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$188,200
Jefferson County房屋价值中位数
56.3%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Jefferson County购房
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由Neighbors of Watertown First Time Homebuyer Education Program提供。
联系Neighbors of Watertown, Inc.预留资金
资金通过Applicants must first complete the Neighbors First Time Homebuyer Education class before applying for a grant预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Neighbors of Watertown First Time Homebuyer Program是什么?
Neighbors of Watertown First Time Homebuyer Program是面向Watertown,New York购房者的补助金,由Neighbors of Watertown, Inc.管理。 Neighbors of Watertown's First Time Homebuyer Program provides financial assistance to families buying a home in Watertown and Jefferson County, NY. Assistance can cover down payment, mortgage buy-down, home inspection, eligible improvements, and (in certain cases) moderate rehabilitation. Funded through a mix of Local, Regional, State and Federal sources, so rules and grant amounts vary by source. Applicants must first complete the agency's First Time Homebuyer Education class. Down payment and closing-cost assistance plus mortgage buy-down, home inspection, and eligible improvement funding for first-time buyers in Watertown / Jefferson County. 资金来自Multiple Local, Regional, State and Federal sources (HUD CDBG / NYS HCR / NYS AHC); rules, guidelines, eligibility, and grant amounts vary between funding sources。
需要偿还吗?
Neighbors of Watertown First Time Homebuyer Program属于补助金,因此无需偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Neighbors of Watertown First Time Homebuyer Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 须参加购房者教育课程,由Neighbors of Watertown First Time Homebuyer Education Program提供。 Grant amounts and terms vary by funding source and were not individually published; home must be move-in ready; completion of the agency's homebuyer education class is a prerequisite. Confirmed currently active: site states grant funding available and 2026 classes open.
收入限制是多少?
Neighbors of Watertown First Time Homebuyer Program的收入限制如下:Income limits apply and vary by funding source; collected via the homebuyer education registration (gross annual household income)。 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Neighbors of Watertown First Time Homebuyer Program的房价上限如下:Home must be in substantially move-in condition; moderate rehabilitation may be funded in certain cases。 符合条件的房屋类型包括Single Family。
适用于哪些地区?
Neighbors of Watertown First Time Homebuyer Program服务于在Watertown,New York购房的购房者。 该项目针对特定区域:Down payment grants advertised for homes purchased in the City of Watertown; broader program covers all of Jefferson County。
如何申请?
Neighbors of Watertown First Time Homebuyer Program的申请通过Neighbors of Watertown, Inc.办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Applicants must first complete the Neighbors First Time Homebuyer Education class before applying for a grant预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Jefferson County购房者面向Jefferson County购房者的其他项目
- SONYMA Achieving the Dream Program最高$15,000
- U.S. Department of Veterans Affairs Specially Adapted Housing (SAH) Grant最高$126,526
- America First Credit Union 100% No PMI Adjustable-Rate Mortgage第一抵押贷款
两个项目能否结合使用,由各机构决定。申请前请先询问。
Jefferson County的全部64个项目项目条款由Neighbors of Watertown, Inc.设定,并可能变化;申请前请在官方网站上确认。