Niagara Falls First-Time Homebuyer Closing Cost Grant

Niagara Falls First-Time Homebuyer Closing Cost Grant是面向Niagara Falls，New York购房者的补助金，由City of Niagara Falls Department of Community Development管理。 The City of Niagara Falls Department of Community Development, with Niagara Falls Neighborhood Housing Services, offers eligible first-time homebuyers a HUD-funded grant of up to $5,000 for closing costs on a new mortgage in the City of Niagara Falls. Buyers must be at or below HUD 80% AMI, have household assets under $30,000, complete homebuyer education, and agree to own and occupy the home for at least 5 years. Up to $5,000 grant (no repayment after 5-year occupancy). Staff support from application to closing. 资金来自HUD funds (CDBG/HOME)。

Niagara Falls First-Time Homebuyer Closing Cost Grant提供最高$5,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Niagara Falls Department of Community Development决定。

Niagara Falls First-Time Homebuyer Closing Cost Grant属于补助金，因此无需偿还。 触发还款的情形：Grant; buyer must own and occupy the home for no less than 5 years。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Niagara Falls First-Time Homebuyer Closing Cost Grant面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Niagara Falls Neighborhood Housing Services (NeighborWorks Community Partners) - monthly first-time homebuyer education; certificate required提供。 居住要求：Property must be located in the City of Niagara Falls。 Financing commitment/pre-qualification letter, signed purchase contract, education certificate, and proof household assets <= $30,000 required.

Niagara Falls First-Time Homebuyer Closing Cost Grant将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household gross income may not exceed HUD 80% median limits (effective 5/1/26): 1 $56,850; 2 $65,000; 3 $73,100; 4 $81,200; 5 $87,700; 6 $94,200; 7 $100,700; 8 $107,200. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Niagara Falls First-Time Homebuyer Closing Cost Grant可用于Single Family。

Niagara Falls First-Time Homebuyer Closing Cost Grant服务于在Niagara Falls，New York购房的购房者。

Niagara Falls First-Time Homebuyer Closing Cost Grant的申请通过City of Niagara Falls Department of Community Development办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。