RUPCO/RDAC Orange County First-Time Homebuyer Grant

RUPCO/RDAC Orange County First-Time Homebuyer Grant是面向Walden，New York购房者的可免除贷款，由Orange County Rural Development Advisory Corporation (RDAC) / RUPCO管理。 RUPCO and its Orange County subsidiary RDAC administer an NYS AHC grant for first-time homebuyers purchasing in Orange County, NY. Provides up to $40,000 to assist with down payment, closing costs, and post-purchase home repairs. Provided as a zero-interest deferred forgivable soft second lien requiring 10-year owner-occupancy. Grant amounts tiered by income band; 50% of award must be used for home repairs. Up to $40,000 grant. Covers down payment, closing costs, and repairs. Zero-interest forgivable soft second. 10-year occupancy required for full forgiveness. RUPCO HUD-certified counseling included. 资金来自NYS Affordable Housing Corporation (AHC) via NYS Office of Homes and Community Renewal。

RUPCO/RDAC Orange County First-Time Homebuyer Grant提供最高$40,000的援助。 援助档次：Grant amounts determined by need and income bands; not all eligible for maximum $40,000。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Orange County Rural Development Advisory Corporation (RDAC) / RUPCO决定。

RUPCO/RDAC Orange County First-Time Homebuyer Grant在10年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Failure to occupy as primary residence for 10 years; sale or transfer of property during lien period。 该援助以second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

RUPCO/RDAC Orange County First-Time Homebuyer Grant面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：Credit review provided by RUPCO counselor。 须参加购房者教育课程，由RUPCO NeighborWorks Homeownership Center HUD-certified counselors提供。 居住要求：Purchase within Orange County, NY。 50% of grant awarded must be used on home repairs. Processing fees included in grant. Grant amounts determined by need and income band; not all applicants receive maximum. Must secure affordable primary mortgage. Verify fund availability with RDAC before relying on this program. Program page last modified April 2024.

RUPCO/RDAC Orange County First-Time Homebuyer Grant将家庭收入限制在$158,032。 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

RUPCO/RDAC Orange County First-Time Homebuyer Grant可用于Single Family、Condo和Townhouse。 预制房屋不符合条件。

RUPCO/RDAC Orange County First-Time Homebuyer Grant服务于在Walden，New York购房的购房者。

RUPCO/RDAC Orange County First-Time Homebuyer Grant的申请通过Orange County Rural Development Advisory Corporation (RDAC) / RUPCO办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。