City of Kettering First-Time Homebuyer Assistance Program

City of Kettering First-Time Homebuyer Assistance Program是面向Kettering，Ohio购房者的可免除贷款，由City of Kettering Community Development (in partnership with Day Air Credit Union and the HomeOwnership Center of Greater Dayton)管理。 The City of Kettering First-Time Homebuyer Assistance Program provides forgivable loans to help current and future Kettering residents with down payment and closing costs when paired with a Day Air Credit Union mortgage product. The program provides up to 10% toward down payment and covers closing costs up to $20,000 combined; per-recipient assistance has been set around $8,000-$10,000 with the buyer paying 50% of the lender-required down payment. First-time homebuyers receive priority and the program operates first-come, first-served using Community Development Block Grant funds. Forgivable loan toward down payment (up to 10%) and closing costs, up to $20,000 combined when paired with a Day Air mortgage; per-recipient assistance approximately $8,000-$10,000. 资金来自HUD Community Development Block Grant (CDBG)。

City of Kettering First-Time Homebuyer Assistance Program提供$8,000至$20,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Kettering Community Development (in partnership with Day Air Credit Union and the HomeOwnership Center of Greater Dayton)决定。

City of Kettering First-Time Homebuyer Assistance Program是可免除贷款，满足项目条件后余额即被免除。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Kettering First-Time Homebuyer Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程。 Must complete an 8-hour HUD-approved homebuyer education course (certificate of completion required); the HomeOwnership Center of Greater Dayton is the City's education partner. Must be paired with a Day Air Credit Union mortgage product. First-time homebuyers prioritized; first-come, first-served. CAVEAT: Program terms have changed over time (assistance amount and eligibility revised; funded with approximately $100,000 in CDBG funds with updated guidelines) - confirm current amount and income limits with the City. Exact current income limits not published on the page reviewed (program follows HUD income guidelines, generally up to 80% AMI).

City of Kettering First-Time Homebuyer Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Follows HUD income guidelines (generally up to 80% AMI); a family of four earning up to $75,050 was cited as potentially qualifying for City housing assistance. Confirm current homebuyer-program limits with the City. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Kettering First-Time Homebuyer Assistance Program服务于在Kettering，Ohio购房的购房者。

City of Kettering First-Time Homebuyer Assistance Program的申请通过City of Kettering Community Development (in partnership with Day Air Credit Union and the HomeOwnership Center of Greater Dayton)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。