Clark County / New Carlisle CHIP Homeownership Assistance Program

Clark County / New Carlisle CHIP Homeownership Assistance Program是面向New Carlisle，Ohio购房者的可免除贷款，由Clark County Community Development (with City of New Carlisle; homeownership assistance delivered by Neighborhood Housing Partnership of Greater Springfield)管理。 Clark County's CHIP Homeownership Assistance Program increases owner-occupancy among households at or below 80% AMI by combining down payment assistance and/or owner rehabilitation. Assistance is a deferred/declining/forgiven loan of up to $55,500 that declines in equal increments over the affordability period. The home must meet (or be brought to) Ohio Residential Rehabilitation Standards, and homebuyer counseling is required. The program serves Clark County and New Carlisle but excludes the City of Springfield, which administers its own program. Up to $55,500 in deferred, declining/forgivable homeownership assistance. 0% interest, no monthly payments. Combines down payment assistance with rehabilitation if needed. Homebuyer counseling included. 资金来自Ohio Department of Development CHIP program (CDBG, HOME, Ohio Housing Trust Fund)。

Clark County / New Carlisle CHIP Homeownership Assistance Program提供最高$55,500的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Clark County Community Development (with City of New Carlisle; homeownership assistance delivered by Neighborhood Housing Partnership of Greater Springfield)决定。

Clark County / New Carlisle CHIP Homeownership Assistance Program是可免除贷款，满足项目条件后余额即被免除。 触发还款的情形：Sale, transfer, or vacancy before the end of the affordability period (declining/forgiven loan; repaid on a sliding scale up to the full amount if sold/vacated before the affordability period ends)。 该援助以Subordinate (Clark County retains a mortgage on the property)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Clark County / New Carlisle CHIP Homeownership Assistance Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由Neighborhood Housing Partnership of Greater Springfield (homebuyer counseling)提供。 LOAN TERM: deferred/declining forgivable loan over a per-project affordability period (exact years set per project). CHIP is a competitive grant on a two-year cycle; verified guidelines are from the PY2022 program and DPA availability depends on the current grant award — confirm current-cycle funding with Clark County Community Development. GAP: exact forgiveness_years and exact per-buyer DPA amount not published.

Clark County / New Carlisle CHIP Homeownership Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 At or below 80% AMI. 2022 Clark County CHIP income limits by household size: 1=$37,150; 2=$42,450; 3=$47,750; 4=$53,050; 5=$57,300; 6=$61,550; 7=$65,800; 8=$70,050 (verify current-year limits). 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Clark County / New Carlisle CHIP Homeownership Assistance Program可用于Single Family、Townhouse、Condo、Manufactured和Modular。 新建房屋不符合条件。 预制房屋符合条件。

Clark County / New Carlisle CHIP Homeownership Assistance Program服务于在New Carlisle，Ohio购房的购房者。 该项目针对特定区域：Clark County and the City of New Carlisle, EXCLUDING the City of Springfield。

Clark County / New Carlisle CHIP Homeownership Assistance Program的申请通过Clark County Community Development (with City of New Carlisle; homeownership assistance delivered by Neighborhood Housing Partnership of Greater Springfield)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Competitive application round; homeownership/rehabilitation applications ranked by priority after eligibility verification预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。