Communities First - Down Payment Assistance Program

Communities First - Down Payment Assistance Program是面向Statewide，Ohio购房者的补助金。 Communities First DPA: 3-5% true grant for down payment and closing costs, statewide Ohio, NO first-time-homebuyer requirement, 620 FICO. Workforce housing program issued by The Port of Greater Cincinnati. Communities First DPA provides 3% to 5% of the first mortgage amount as a true GRANT (no repayment, no lien) toward down payment and closing costs. Available statewide in Ohio. NO first-time homebuyer requirement — workforce housing focus. Administered by The Port (Port of Greater Cincinnati Development Authority) acting as Ohio's statewide HFA-equivalent issuer for this DPA. 资金来自State、HFA、Bond和TBA。

Communities First - Down Payment Assistance Program属于补助金，因此无需偿还。 触发还款的情形：None — true grant, no lien, no repayment。 该援助以Grant (no lien)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Communities First - Down Payment Assistance Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：620 minimum FICO; some products require 640+。 居住要求：Property in Ohio, owner-occupied as primary residence。 公民身份或移民身份：U.S. citizen, permanent resident, or qualifying non-permanent resident alien per first-mortgage product。 Income at or below ~140% AMI county-specific (statewide range; user input shows $78,200-$113,160 for typical Ohio counties). 620 minimum FICO. 50% DTI cap. Owner-occupied primary residence in Ohio. Property must be 1-2 unit single-family. NO FTHB requirement. Workforce housing focus.

Communities First - Down Payment Assistance Program将家庭收入限制在地区收入中位数的140%，该数值因县和家庭人数而异。 Income limits vary by county; typical range $78,200-$113,160 (~140% AMI). 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Communities First - Down Payment Assistance Program的房价上限如下：Per first-mortgage product loan limits (no Communities First-specific cap)。 符合条件的房屋类型包括Single-family detached, condo, townhouse, PUD, 1-2 unit owner-occupied。 新建房屋符合条件。 预制房屋不符合条件。

Communities First - Down Payment Assistance Program在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员和遗属配偶。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Communities First - Down Payment Assistance Program服务于在Statewide，Ohio购房的购房者。

Communities First - Down Payment Assistance Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Communities First-approved lender reserves grant via program portal at time of loan reservation预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。