Cuyahoga County Down Payment Assistance Program

Cuyahoga County Down Payment Assistance Program是面向Cuyahoga县，Ohio购房者的延期第二贷款，由Believe Mortgage (CHN Housing Partners)管理。 Administered by Believe Mortgage (CHN Housing Partners) for Cuyahoga County, this deferred, subordinated second loan provides up to 10% of the purchase price (up to $20,900) for down payment and eligible closing costs in eligible urban-county communities. No interest; repaid in full only on sale, transfer of title, or refinance. Buyers cannot have owned a home in the past 3 years, must occupy as primary residence, must earn at or below 80% AMI, and must complete homebuyer education. Up to 10% of price (up to $20,900). 0% deferred 2nd. No monthly payments. Open to repeat buyers (no ownership in 3 yrs). Free CHN homeownership classes. 资金来自Local Government。

Cuyahoga County Down Payment Assistance Program提供最高$20,900的援助。 购房者自付部分：Minimum 3% contribution toward purchase. 该项目可与FHA, VA, or Conventional first mortgages结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Believe Mortgage (CHN Housing Partners)决定。

Cuyahoga County Down Payment Assistance Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Sale、Transfer of Title和Refinance。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Cuyahoga County Down Payment Assistance Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由CHN Housing Partners (free homeownership classes) or any HUD-certified counseling agency (online accepted); 8 hours required.提供。 居住要求：Property must be in one of the eligible Cuyahoga County 'urban county' communities (excludes Cleveland, Cleveland Heights, East Cleveland, Euclid, Lakewood). Not under contract before certificate of completion. <=$10,000 liquid assets after closing. Current on all taxes. Housing DTI <=30%, overall DTI <=45%. NOTE: official county figure is 10%/$20,900; administrator page shows a higher 17%/$21,900 in a Jan-2026 update — verify exact cap before relying on it. Income/price dollar figures from a 2021 CHN brochure are likely stale; verify current HUD limits.

Cuyahoga County Down Payment Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income at or below 80% AMI for the Cleveland-Elyria-Mentor MSA. (Dollar table on the CHN brochure is dated 2021 and not current — verify current HUD limits at application.). 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Cuyahoga County Down Payment Assistance Program的房价上限如下：HOME purchase-price limit applies (CHN brochure figure dated 2021 — verify current limit at application). 符合条件的房屋类型包括Single Family。 新建房屋不符合条件。 预制房屋不符合条件。

Cuyahoga County Down Payment Assistance Program服务于在Cuyahoga县，Ohio购房的购房者。

Cuyahoga County Down Payment Assistance Program的申请通过Believe Mortgage (CHN Housing Partners)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。