Habitat for Humanity East Central Ohio Homeownership Program

Habitat for Humanity East Central Ohio Homeownership Program是面向Canton，Ohio购房者的第一抵押贷款，由Habitat for Humanity East Central Ohio管理。 Habitat for Humanity East Central Ohio (serving Stark, Carroll, Tuscarawas, Harrison, and Jefferson counties) partners with low-to-moderate-income families to build or renovate homes sold to the partner family with an affordable 0% interest mortgage. Qualification rests on need for housing, steady income within guidelines, and willingness to partner via sweat equity. Online application is open year-round (with a $20 fee); Tuscarawas County applications are not currently being processed. Affordable 0% interest first mortgage. Sweat-equity and homeownership education. Financial literacy and home-maintenance training. Mortgage repayments recycled to future homes. 资金来自Habitat affiliate (donations, recycled mortgage payments, volunteer labor)。

Habitat for Humanity East Central Ohio Homeownership Program是第一抵押贷款，按Habitat for Humanity East Central Ohio设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity East Central Ohio Homeownership Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由Habitat for Humanity East Central Ohio (financial literacy, home maintenance, personal development)提供。 居住要求：Must purchase within service area: Stark, Carroll, Tuscarawas, Harrison, Jefferson counties (Tuscarawas not currently processing). 公民身份或移民身份：U.S. citizen or legal permanent resident。

Habitat for Humanity East Central Ohio Homeownership Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Annual pre-tax income within guidelines by household size and county. Stark/Carroll 4p $33,000-$90,400; 1p $19,000-$63,280; 6p $44,360-$104,864. Updated annually. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity East Central Ohio Homeownership Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Habitat for Humanity East Central Ohio Homeownership Program服务于在Canton，Ohio购房的购房者。

Habitat for Humanity East Central Ohio Homeownership Program的申请通过Habitat for Humanity East Central Ohio办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Online application open year-round (apply.habitateco.org); supporting docs due within one month.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。