Habitat for Humanity in Wayne County Homeownership Program

Habitat for Humanity in Wayne County Homeownership Program是面向Wooster，Ohio购房者的第一抵押贷款，由Habitat for Humanity in Wayne County, Inc.管理。 Habitat for Humanity in Wayne County partners with income-qualified families to build and purchase a Habitat home with an affordable no-interest (0%) mortgage. Partner families complete 300+ sweat-equity hours per adult (at least 6.5 hrs/month), attend financial and homeownership education, and save toward a down payment. The path from application to move-in typically takes two to three years. Applications are not currently open; interested households join a phone wait list with monthly call-ins. No-interest (0%) mortgage. Monthly payment ~25% of income (PITI). Financial and homeownership education. Family Advocate support. 资金来自Habitat affiliate (donations, recycled mortgage payments, volunteer labor)。

Habitat for Humanity in Wayne County Homeownership Program是第一抵押贷款，按Habitat for Humanity in Wayne County, Inc.设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity in Wayne County Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Habitat for Humanity in Wayne County提供。 居住要求：Home must be located in Wayne County, Ohio.

Habitat for Humanity in Wayne County Homeownership Program的收入限制如下：Within Habitat income guidelines by household size (low-to-moderate income); specific thresholds determined during application. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity in Wayne County Homeownership Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Habitat for Humanity in Wayne County Homeownership Program服务于在Wooster，Ohio购房的购房者。

Habitat for Humanity in Wayne County Homeownership Program的申请通过Habitat for Humanity in Wayne County, Inc.办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Applications not currently open; phone wait list with monthly call-ins (temporary pause).预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。