Habitat for Humanity of Mahoning Valley Homeownership Program

Habitat for Humanity of Mahoning Valley Homeownership Program是面向Youngstown，Ohio购房者的第一抵押贷款，由Habitat for Humanity of Mahoning Valley, Inc.管理。 Habitat for Humanity of Mahoning Valley works with families across Mahoning, Trumbull, and Columbiana counties to build affordable homes sold to qualified partner families with an affordable mortgage (averaging ~$500/month incl. taxes/insurance) and 250-500 hours of sweat equity (250 per adult). The program requires monthly mortgage payments plus homeowner-education classes. Average timeline 12-24 months. Affordable purchase-money mortgage. ~$500/month incl. taxes/insurance. Financial and homeowner education. Partnership coaching. 资金来自Habitat affiliate (donations, recycled mortgage payments, volunteer labor)。

Habitat for Humanity of Mahoning Valley Homeownership Program是第一抵押贷款，按Habitat for Humanity of Mahoning Valley, Inc.设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of Mahoning Valley Homeownership Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由Habitat for Humanity of Mahoning Valley提供。 居住要求：Must currently live or work in Mahoning, Trumbull, or Columbiana county and purchase a home there. 公民身份或移民身份：U.S. citizen or legal permanent resident。

Habitat for Humanity of Mahoning Valley Homeownership Program将家庭收入限制在地区收入中位数的60%，该数值因县和家庭人数而异。 Annual gross household income within Habitat guidelines by size: 1p $18,450-$49,150; 4p $33,000-$70,150; 6p $44,360-$81,400. Counts all household members over age 15; updated yearly. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of Mahoning Valley Homeownership Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Habitat for Humanity of Mahoning Valley Homeownership Program服务于在Youngstown，Ohio购房的购房者。

Habitat for Humanity of Mahoning Valley Homeownership Program的申请通过Habitat for Humanity of Mahoning Valley, Inc.办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。