Maude Hill Growing Homeownership Fund

Maude Hill Growing Homeownership Fund是面向Columbus，Ohio购房者的延期第二贷款。 Homeport's Maude Hill Growing Homeownership Fund: up to $40,000 0% interest 10-year forgivable second mortgage for FTHBs in Columbus/Franklin County. Named in honor of Black civil rights leader Maude Hill; mission-driven program focused on closing the racial homeownership gap with priority outreach to Black homebuyers and communities of color. Up to $40,000 in down payment and closing cost assistance for first-time homebuyers in Columbus/Franklin County. 0% interest deferred forgivable second mortgage (10-year forgiveness term). Named in honor of Maude Hill — a prominent Black Columbus civil rights leader and homeownership advocate. Mission focus: closing the racial homeownership gap and supporting historically excluded Black families and communities of color in Columbus. 资金来自Private、Philanthropic和Local。

Maude Hill Growing Homeownership Fund在10年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Pro rata recapture if owner sells/refinances/vacates within 10-year forgiveness term。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Maude Hill Growing Homeownership Fund面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Standard FTHB waivers; descendants of Maude Hill or families with multi-generational displacement may receive priority consideration。 关于信用，该项目说明：640 minimum FICO recommended。 须参加购房者教育课程，由Homeport HUD-approved homebuyer education plus one-on-one counseling required; specialized counseling tracks for Black homebuyers and other historically excluded populations提供。 居住要求：Property in Columbus / Franklin County, owner-occupied。 公民身份或移民身份：U.S. citizen or qualifying permanent resident。 First-time homebuyer. Property in Columbus / Franklin County. Income at or below ~140% Columbus MSA AMI: $99,120-$186,900 by household size. Homeport homebuyer education and counseling required. Minimum $1,000 borrower contribution. Program is OPEN to all qualifying buyers but outreach, marketing, and counseling explicitly target and prioritize Black homebuyers, descendants of Maude Hill, and historically excluded communities of color in alignment with the fund's mission and the legacy of Maude Hill.

Maude Hill Growing Homeownership Fund将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 Household income at or below ~140% Columbus MSA AMI: $99,120-$186,900 by household size. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Maude Hill Growing Homeownership Fund的房价上限如下：Per Homeport program guidelines and HUD area median sales price for Franklin County。 符合条件的房屋类型包括Single-family detached, condo, townhouse, 1-2 unit owner-occupied。 新建房屋符合条件。 预制房屋不符合条件。

Maude Hill Growing Homeownership Fund在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员、遗属配偶和美洲印第安人和阿拉斯加原住民购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Maude Hill Growing Homeownership Fund服务于在Columbus，Ohio购房的购房者。 该项目针对特定区域：Mission-focused on closing racial homeownership gap in Columbus / Franklin County; targeted outreach to Black homebuyers, descendants of Maude Hill, and historically excluded communities of color。

Maude Hill Growing Homeownership Fund的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Apply via Homeport; subject to Maude Hill Fund annual allocation预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。