NEST Egg Homebuyers Assistance

NEST Egg Homebuyers Assistance是面向Cincinnati，Ohio购房者的静默第二贷款，由NEST (Cincinnati Northside Community Urban Redevelopment Corporation)管理。 NEST Egg provides soft second mortgages to qualified buyers purchasing NEST-offered homes in Cincinnati's Northside. Assistance equals 10% of purchase price up to $15,000, applied as a closing credit, forgiven over a 10-year owner-occupancy period, and combinable with City of Cincinnati and lender DPA. Up to $15,000 (10% of price) soft second. Closing credit lowers loan and payment. Forgiven after 10 years. Stackable with City of Cincinnati DPA. 资金来自Grants and philanthropic donations。

NEST Egg Homebuyers Assistance提供最高$15,000的援助。 该项目可与City of Cincinnati DPA and private lender programs结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由NEST (Cincinnati Northside Community Urban Redevelopment Corporation)决定。

NEST Egg Homebuyers Assistance在10年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Recipient must remain in the home for 10 years。 该援助以Subordinate (soft second mortgage)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

NEST Egg Homebuyers Assistance面向将房屋作为主要住所自住的购房者。 Must purchase a NEST-offered home; at or below 80% Hamilton County AMI (income-verified); remain in home 10 years.

NEST Egg Homebuyers Assistance将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 At or below 80% of Hamilton County AMI. 80% AMI by household size: 1 $58,700; 2 $67,100; 3 $75,500; 4 $83,850; 5 $90,600; 6 $97,300; 7 $104,000; 8 $110,700. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

NEST Egg Homebuyers Assistance可用于Single Family。

NEST Egg Homebuyers Assistance服务于在Cincinnati，Ohio购房的购房者。 该项目针对特定区域：Northside neighborhood, Cincinnati (NEST-offered properties)。

NEST Egg Homebuyers Assistance的申请通过NEST (Cincinnati Northside Community Urban Redevelopment Corporation)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served as funding allows预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。