Down Payment Assistance Program

Down Payment Assistance Program是面向Oklahoma City，Oklahoma购房者的可免除贷款。 City of Oklahoma City municipal down payment assistance grant program. Up to $14,999 grant for first-time homebuyers within OKC city limits. CDBG/HOME/local-funded; no repayment required. Grant-based down payment and closing cost assistance for first-time homebuyers purchasing a primary residence within City of Oklahoma City limits. Up to $14,999 grant — no repayment required. Funded by City of Oklahoma City CDBG/HOME/general fund and administered through the Planning Department's Housing & Community Development division. 资金来自Federal、HUD、HOME、CDBG和City。

Down Payment Assistance Program是可免除贷款，满足项目条件后余额即被免除。 触发还款的情形：No repayment — grant和subject to owner-occupancy compliance period。 该援助以N/A (grant)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Down Payment Assistance Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：640 minimum FICO recommended; lender overlays apply。 须参加购房者教育课程，由HUD-approved housing counseling agencies in OKC including NHS Oklahoma, CAA, and other HUD-certified counselors. 8-hour pre-purchase homebuyer education required.提供。 居住要求：Property within City of Oklahoma City corporate limits, owner-occupied as primary residence。 公民身份或移民身份：U.S. citizen or qualifying permanent resident per HUD HOME。 First-time homebuyer (no homeownership in past 3 years). Property within City of Oklahoma City corporate limits as primary residence. Income $54,750-$103,200 by household size (80% AMI OKC MSA 1-8 person). Minimum $1,000 borrower contribution. HUD-approved 8-hour pre-purchase homebuyer education required. Property must pass HUD/City of OKC property standards inspection.

Down Payment Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income $54,750 (1 person) to $103,200 (8 person) per HUD HOME 80% AMI Oklahoma City MSA. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Down Payment Assistance Program的房价上限如下：Per HUD HOME 95% area median sales price for Oklahoma County。 符合条件的房屋类型包括Single-family detached, condo, townhouse, 1-2 unit owner-occupied。 新建房屋符合条件。 预制房屋不符合条件。

Down Payment Assistance Program在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员和遗属配偶。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Down Payment Assistance Program服务于在Oklahoma City，Oklahoma购房的购房者。 该项目针对特定区域：City of Oklahoma City Neighborhood Revitalization Strategy Area (NRSA) census tracts may receive enhanced assistance。

Down Payment Assistance Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Apply via City of Oklahoma City Housing & Community Development; first-come first-served per annual allocation预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。