Green Country Habitat Education Begins With Home (Teacher DPA Program)

Green Country Habitat Education Begins With Home (Teacher DPA Program)是面向Tulsa，Oklahoma购房者的可免除贷款，由Green Country Habitat for Humanity管理。 Education Begins With Home is a $5 million forgivable down payment assistance program developed by Green Country Habitat for Humanity in partnership with Tulsa Public Schools. Qualifying TPS teachers receive up to $50,000 in forgivable down payment assistance to purchase a Habitat-built home in the Tulsa area. Assistance is forgiven after 5 years of successful mortgage payments and continuous TPS employment. Homebuyers also receive a below-market, 30-year fixed-rate mortgage and free financial literacy courses. Up to $50,000 forgivable down payment assistance. Below-market 30-year fixed-rate mortgage. Free financial literacy training. Promotes teacher retention. 资金来自$5 million DPA fund; sponsors incl FW Murphy Family Foundation, Tulsa Area United Way, MidFirst Bank, State Farm。

Green Country Habitat Education Begins With Home (Teacher DPA Program)提供最高$50,000的援助。 购房者自付部分：Must complete 30 Habitat Service (sweat equity) hours; free financial literacy courses。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Green Country Habitat for Humanity决定。

Green Country Habitat Education Begins With Home (Teacher DPA Program)在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Forgiven after 5 years of successful mortgage payments AND continuous Tulsa Public Schools employment; repayment if homeowner leaves TPS or sells/transfers within 5 years。 该援助以second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Green Country Habitat Education Begins With Home (Teacher DPA Program)面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Credit score of 600 or higher required。 须参加购房者教育课程，由Free financial literacy courses provided by Green Country Habitat提供。 居住要求：Property in Tulsa area where Green Country Habitat builds (North Tulsa, East Tulsa, Wagoner)。 公民身份或移民身份：Legal U.S. citizen or permanent resident。

Green Country Habitat Education Begins With Home (Teacher DPA Program)将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Max annual household income: 1-person $79,800; 2 $91,200; 3 $102,600; 4 $114,000; 5 $123,120; 6 $132,240; 7 $141,360; 8 $150,480. Minimum salary: 1 $37,000; 2 $39,000; 3 $42,750; 4 $47,500. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Green Country Habitat Education Begins With Home (Teacher DPA Program)的房价上限如下：Habitat home sold at cost; pricing set by Green Country Habitat。 符合条件的房屋类型包括Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Green Country Habitat Education Begins With Home (Teacher DPA Program)在其服务群体中提到了教育工作者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Green Country Habitat Education Begins With Home (Teacher DPA Program)服务于在Tulsa，Oklahoma购房的购房者。 该项目针对特定区域：Tulsa area neighborhoods where Green Country Habitat builds: North Tulsa, East Tulsa, Wagoner.

Green Country Habitat Education Begins With Home (Teacher DPA Program)的申请通过Green Country Habitat for Humanity办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application through Green Country Habitat orientation meeting预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。