Home Pathways

Home Pathways是面向Gresham|Rockwood，Oregon购房者的延期第二贷款。 Rockwood Community Development Corporation's Home Pathways program supports first-time and minority homebuyers purchasing in the Rockwood neighborhood of east Gresham/east Multnomah County through DPA loan products and homebuyer education. Home Pathways provides homebuyer assistance and down payment loan products to support homeownership in the Rockwood neighborhood (East Multnomah County / east Gresham). Specific loan amount, income limits, and credit terms vary by funding cycle. 资金来自Local、HOME和CDBG。

Home Pathways为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Sale, transfer, refinance without subordination, or loss of owner-occupancy。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Home Pathways面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：Per current program guidelines。 须参加购房者教育课程，由Rockwood CDC Homebuyer Education / HUD-approved housing counseling提供。 居住要求：Property must be in Rockwood neighborhood / east Multnomah County。 公民身份或移民身份：U.S. citizen or qualified non-citizen。 Pre-purchase homebuyer education required. Property must be located within the Rockwood neighborhood / east Multnomah County service area. Specific income, credit score, and purchase-price parameters set per funding cycle. Contact Rockwood CDC for current eligibility.

Home Pathways的收入限制如下：Income limits set per current funding cycle - typically targeted at low- and moderate-income Rockwood residents。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Home Pathways的房价上限如下：Per current program cycle。 符合条件的房屋类型包括1-unit single-family, condominium, townhome, PUD。 新建房屋符合条件。 预制房屋不符合条件。

Home Pathways服务于在Gresham|Rockwood，Oregon购房的购房者。 该项目针对特定区域：Rockwood neighborhood / east Gresham / east Multnomah County。

Home Pathways的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application through Rockwood CDC预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。