City of Carbondale Homebuyer Program

City of Carbondale Homebuyer Program是面向Carbondale，Pennsylvania购房者的可免除贷款，由NeighborWorks Northeastern Pennsylvania (for the City of Carbondale)管理。 Administered by NeighborWorks Northeastern Pennsylvania, offers qualified buyers a forgiven, deferred-payment loan toward down payment and closing costs in the City of Carbondale. Awards run 10–15% of purchase price with a $5,000 minimum, based on adjusted household income against annually updated HUD guidelines. Buyers complete education and counseling before receiving an application. $5,000 minimum award. 10–15% of purchase price. Forgiven deferred-payment loan. Income deductions may apply. HUD-certified counseling included. 资金来自City of Carbondale (HUD CDBG/HOME-type funds) via NeighborWorks NEPA。

City of Carbondale Homebuyer Program是可免除贷款，满足项目条件后余额即被免除。 触发还款的情形：Forgiven deferred-payment loan; repayment triggered only if the home ceases to be owner-occupied during the affordability period. 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Carbondale Homebuyer Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由NeighborWorks NEPA (HUD-approved); workshops in person or online via eHomeAmerica.提供。 居住要求：Home purchased must be in the City of Carbondale. Distinct from City of Scranton and Lackawanna County programs already in catalog. Specific dollar income limits, max award, purchase-price cap, and forgiveness term not published on the NeighborWorks page; need staff confirmation. Verified via NeighborWorks NEPA HomeOwnership Center program page.

City of Carbondale Homebuyer Program的收入限制如下：Approval based on adjusted household income; income guidelines follow HUD guidance, updated annually. Specific dollar limits not published. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Carbondale Homebuyer Program可用于Single Family。

City of Carbondale Homebuyer Program服务于在Carbondale，Pennsylvania购房的购房者。

City of Carbondale Homebuyer Program的申请通过NeighborWorks Northeastern Pennsylvania (for the City of Carbondale)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Must complete Homebuyer Education and a one-on-one HUD-Certified Housing Counselor session before an application is issued.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。